26 Bay St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 26 Bay St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 2009
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Mar 2019)
Tax Bill	$14,244 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00070-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`41-00070-0000-00023`
Alternative APNs	`410007000023` `128000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	128000
Street Address	26 BAY ST
City	RUMSON
State	NJ
Zip	07760-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	RUMSON
Legal Block	70
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2023
Census Tract	803900

Owner

26 Bay St is owned and occupied by two individuals who bought it in March 2019.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 BAY ST, RUMSON, NJ 07760-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Apr 23, 2008 · Amount on File
Deed Document Number	201926043
Deed Book / Page	9340 / 7307
Prior Transfer Date	Mar 23, 2015
Prior Transfer Doc	0000026424
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 25, 2019
Property Address	26 BAY ST, RUMSON, NJ 07760-1706
Document Number	0000026043
Book / Page	009340 / 007307
Instrument Date	Mar 15, 2019
Instrument	26043
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	PURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 BAY ST RUMSON NJ 077601706, RUMSON, NJ 07760-1706

Mortgage

Document Number	26044
Date	Mar 25, 2019
Book Page	009340/007317
Instrument	26044

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 26 Bay St was $14,244, up 2.7% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,522,200 (+12.1%) Land $915,000 Building $607,200	$1,522,200 (+12.1%) Land $915,000 Building $607,200
2025	$14,244.00 (+2.74%)	$1,357,900 Land $830,000 Building $527,900	$1,357,900 Land $830,000 Building $527,900
2024	$13,864.00
2023		$1,189,600 Land $745,000 Building $444,600	$1,189,600 Land $745,000 Building $444,600
2022	$13,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Bay St in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20