Monmouth County and Rumson Borough property record for 25 Bay St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,196 sqft · built 2005 |
| Lot Size | 0.146 acres (6,351 sqft) |
| Owner | Company Name on Record |
| Last Sale | $985,000 (Jul 2020) |
| Tax Bill | $15,451 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00069-0000-00011 |
| Primary APN | 41-00069-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Upper Floors Area | 1,098 sqft |
| Basement Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,351 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 224 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 125400 |
|---|---|
| Street Address | 25 BAY ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 69 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25 BAY ST, RUMSON, NJ 07760-1740 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 31, 2020 | Grant Deed, Transfer WELLS FARGO BK |
| Jun 11, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 202083550 |
| Deed Book / Page | 9430 / 6214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 31, 2020 |
| Property Address | 25 BAY ST, RUMSON, NJ 07760-1740 |
| Document Number | 0000083550 |
| Book / Page | 009430 / 006214 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 83550 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | TITLE EVOLUTION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $985.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 BAY ST RUMSON NJ 077601740, RUMSON, NJ 07760-1740 |
| Document Number | 83551 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 009430/006237 |
| Instrument | 83551 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 11, 2019 |
| Property Address | 25 BAY ST, RUMSON, NJ 07760-1740 |
| Document Number | 0000051169 |
| Book / Page | 009352 / 004376 |
| Instrument Date | May 30, 2019 |
| Instrument | 51169 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 BAY ST RUMSON NJ 077601740, RUMSON, NJ 07760-1740 |
| Document Number | 51170 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 009352/004382 |
| Instrument | 51170 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,656,800 (+12.49%) Land $878,500 Building $778,300 | $1,656,800 (+12.49%) Land $878,500 Building $778,300 | |
| 2025 | $15,451.00 (+2.89%) | $1,472,900 (+15.19%) Land $797,000 Building $675,900 | $1,472,900 (+15.19%) Land $797,000 Building $675,900 |
| 2024 | $15,017.00 (+0.28%) | ||
| 2023 | $1,278,700 Land $715,500 Building $563,200 | $1,278,700 Land $715,500 Building $563,200 | |
| 2022 | $14,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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