22 Bay St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 22 Bay St, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,680 sqft · built 1986
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Sep 1993)
Tax Bill$13,881 (2025)
Flood ZoneZone X (minimal risk)
APN41-00070-0000-00021

Property Details

APN / Parcel Number

Primary APN41-00070-0000-00021
Alternative APNs
  • 410007000021
  • 127800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,680 sqft Living Area
1st Floor Area2,680 sqft
Upper Floors Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area176 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck Area360 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number127800
Street Address22 BAY ST
CityRUMSON
StateNJ
Zip07760-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block70
Legal Lot Number21
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group2
Census Block2023
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 BAY ST, RUMSON, NJ 07760-1706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1993 · Amount on Record
Deed SaleSep 1, 1993 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,494,600 (+12.94%) Land $915,000 Building $579,600$1,494,600 (+12.94%) Land $915,000 Building $579,600
2025$13,881.00 (+3.11%)$1,323,300 (+14.87%) Land $830,000 Building $493,300$1,323,300 (+14.87%) Land $830,000 Building $493,300
2024$13,462.00 (+0.36%)
2023$1,152,000 Land $745,000 Building $407,000$1,152,000 Land $745,000 Building $407,000
2022$13,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims111 (1984–2022)
Claims Outside the SFHA24 of 111
Most Recent ClaimNov 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 60 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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