25995 Cave Spring Trl, Elbert, CO 80106 Property Records

Elbert County property record for 25995 Cave Spring Trl, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	1 bd · 4.5 ba · 5,384 sqft · built 2020
Lot Size	35 acres (1,525,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2019)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95272-02-002`

Property Details

APN / Parcel Number

Primary APN	`95272-02-002`
Alternative APN	`R118391`

Interior

Bedrooms	1 Bed
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,384 sqft Living Area
Gross Area	6,040 sqft
1st Floor Area	3,035 sqft
Basement Area	3,005 sqft
Finished Basement	2,349 sqft
Unfinished Basement	656 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,525,036 sqft (35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R118391
Street Address	25995 CAVE SPRING TRL
City	ELBERT
State	CO
Zip	80106-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 27 TOWNSHIP: 9 RANGE: 65SUBDIVISION: PALMER DIVIDE RANCHES ON EAST CHERRY CREEK LOT: 17
Legal Range	65E
Legal Township	9S
Legal Section	27
Legal Subdivision	PALMER DIVIDE RANCHES ON EAST CHERRY CRE
Legal Tract	17
Legal Lot Number	17
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1030
Census Tract	961208

Owner

Source: Elbert County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25995 CAVE SPRING TRL, ELBERT, CO 80106-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Construction Mortgage INTEGRITY BANK & TRUST
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Mar 18, 2021	Deed of Trust, Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	2019586240
Deed Book / Page	794 / 996
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	0007000126
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	25995 CAVE SPRING TRL, ELBERT, CO 80106-8945
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008010577
Date	Feb 18, 2020
Book Page	0801/0577
Instrument	592900

Lender

Name	INTEGRITY BANK & TRUST
Type	Bank
Address	MONUMENT, CO 80132

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2021

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	25995 CAVE SPRING TRL, ELBERT, CO 80106-8945
Document Number	0008150115
Instrument Date	Mar 18, 2021
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25995 CAVE SPRING TRL ELBERT CO 801068945, ELBERT, CO 80106-8945

Mortgage

Document Number	0008150115
Date	Apr 1, 2021
Book Page	000815/000115
Instrument	606551

Lender

Name	RED ROCKS CU
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 31, 2046

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	25995 CAVE SPRING TRL, ELBERT, CO 80106-8945
Document Number	0008150114
Instrument Date	Mar 18, 2021
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25995 CAVE SPRING TRL ELBERT CO 801068945, ELBERT, CO 80106-8945

Mortgage

Document Number	0008150114
Date	Apr 8, 2021
Book Page	000815/000114
Instrument	606550

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2051

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00 (+15.89%)	$85,460 (+5.61%) Land $20,310 Building $65,150	$1,367,400 (+13.22%) Land $325,000 Building $1,042,400
2024	$5,495.00 (+6.25%)
2023	$5,172.00 (+59.33%)	$80,920 (+73.42%) Land $16,020 Building $64,900	$1,207,765 (+80.79%) Land $239,111 Building $968,654
2022	$3,246.00	$46,660 Land $320 Building $46,340	$668,031 Land $1,231 Building $666,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 82% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Viaero Wireless Fixed Wireless	100 / 5

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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