24981 Cave Spring Trl, Elbert, CO 80106 Property Records

Elbert County property record for 24981 Cave Spring Trl, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,912 sqft · built 2020
Lot Size	25.2 acres (1,097,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2018)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95342-02-008`

Property Details

APN / Parcel Number

Primary APN	`95342-02-008`
Alternative APNs	`95342-03-001` `R126348` `R118385`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	5,885 sqft
1st Floor Area	2,912 sqft
Basement Area	2,973 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	1,097,712 sqft (25.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R126348
Street Address	24981 CAVE SPRING TRL
City	ELBERT
State	CO
Zip	80106-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 27 TOWNSHIP: 9 RANGE: 65SUBDIVISION: PALMER DIVIDE RANCHES ON EAST CHERRY CREEK LOT: 1 - F3
Legal Range	65E
Legal Township	9S
Legal Section	27
Legal Subdivision	PALMER DIVIDE RANCHES ON EAST CHERRY CRE
Legal Lot Number	1
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1033
Census Tract	961208

Owner

Source: Elbert County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 18, 2025	Intrafamily Transfer, Transfer
Oct 1, 2025	Intrafamily Transfer, Transfer
May 14, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	2018579825
Deed Book / Page	788 / 657
Last Transfer Date	Sep 18, 2025
Transfer Doc	0008550242
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008190258
Date	Aug 5, 2021
Book Page	819/258
Instrument	610750

Lender

Name	FIRSTBANK
Type	Private Party
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Sep 18, 2025
Property Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Document Number	0008540967
Book / Page	854 / 967
Map Reference	DOC 645929
Instrument Date	Sep 18, 2025
Instrument	645948
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Oct 1, 2025
Property Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Document Number	0008550242
Book / Page	855 / 242
Map Reference	DOC 645929 MB13PG260
Instrument Date	Sep 18, 2025
Instrument	646230
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT CO
Recording Date	May 14, 2025
Property Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Document Number	0008520014
Book / Page	852 / 14
Instrument Date	May 12, 2025
Instrument	642909
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	24981 CAVE SPRING TRL, ELBERT, CO 80106-9662
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008080155
Date	Sep 28, 2020
Book Page	808/155
Instrument	599531

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+3.32%)	$58,430 (-5.85%) Land $14,540 Building $43,890	$934,805 (+0.92%) Land $232,605 Building $702,200
2024	$4,214.00 (+6.25%)	$62,060 (-) Land $15,810 Building $46,250	$926,247 (-) Land $235,987 Building $690,260
2023	$3,966.00 (+10.75%)	$62,060 (+20.55%) Land $15,810 Building $46,250	$926,247 (+25.05%) Land $235,987 Building $690,260
2022	$3,581.00	$51,480 Land $12,160 Building $39,320	$740,700 Land $175,000 Building $565,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Viaero Wireless Fixed Wireless	100 / 5

May also be available: AT&T, T-Mobile, Verizon.

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