25431 Cave Spring Trl, Elbert, CO 80106 Property Records

Elbert County property record for 25431 Cave Spring Trl, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,451 sqft · built 2022
Lot Size	35 acres (1,525,036 sqft)
Owner	Trust Name on File
Last Sale	$1,475,000 (Jul 2026)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`95272-02-004`

Property Details

APN / Parcel Number

Primary APN	`95272-02-004`
Alternative APN	`R118389`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,451 sqft Living Area
1st Floor Area	2,277 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,525,036 sqft (35 acres)
Garage Type	Attached
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R118389
Street Address	25431 CAVE SPRING TRL
City	ELBERT
State	CO
Zip	80106-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	QUARTER: NW SECTION: 27 TOWNSHIP: 9 RANGE: 65SUBDIVISION: PALMER DIVIDE RANCHES ON EAST CHERRY CREEK LOT: 15A
Legal Range	65E
Legal Township	9S
Legal Section	27
Legal Subdivision	PALMER DIVIDE RANCHES ON EAST CHERRY CRE
Legal Tract	15
Legal Lot Number	15A
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1030
Census Tract	961208

Owner

25431 Cave Spring Trl is owner-occupied and held in a trust since July 2026.

Source: Elbert County records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer HERITAGE TITLE COMPANY
Jul 20, 2026	Correction Deed HERITAGE TITLE COMPANY
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Nov 15, 2022	Correction Deed · Construction Mortgage FLAGSTAR BANK FSB
Feb 9, 2022	Intrafamily Transfer, Transfer
Feb 10, 2021	Special Warranty Deed, Transfer · Line of Credit THE STATE BANK OF FARIBAULT
Jan 16, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Aug 23, 2018	Warranty Deed, Transfer LAND TITLE GUARANTEE
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	2026652357
Deed Book / Page	861 / 225
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	0008310934
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Jul 20, 2026
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0000652360
Book / Page	861 / 228
Instrument Date	Jul 15, 2026
Instrument	2026652360
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

July 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELBERT CO
Recording Date	Jul 20, 2026
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0000652356
Book / Page	861 / 224
Instrument Date	Jul 15, 2026
Instrument	2026652356
Record Updated	Aug 31, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Jul 20, 2026
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0000652357
Book / Page	861 / 225
Instrument Date	Jul 15, 2026
Instrument	2026652357
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,897.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

Mortgage

Document Number	0000652359,
Date	Jul 20, 2026
Instrument	2026652359

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELBERT CO
Recording Date	Nov 15, 2022
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0008310934
Book / Page	831 / 934
Instrument Date	Nov 9, 2022
Instrument	623645
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

Mortgage

Document Number	0000623646
Date	Nov 15, 2022
Instrument	623646

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	12%
Index	Other
Margin	3
Max Rate	12%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Feb 9, 2022
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0008250188
Book / Page	825 / 188
Instrument Date	Jan 27, 2022
Instrument	616773
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 VINEYARDFLRIVE CASTLE, CASTLE ROCK, CO 80104

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Feb 10, 2021
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0008130159
Book / Page	813 / 159
Instrument Date	Feb 9, 2021
Instrument	604580
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	COLORADO ESCROW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612

Mortgage

Document Number	0008130160
Date	Feb 10, 2021
Book Page	813/160
Instrument	604581

Lender

Name	THE STATE BANK OF FARIBAULT
Type	Bank
Address	FARIBAULT, MN 55021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 9, 2031

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT CO
Recording Date	Jan 16, 2019
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0007910901
Book / Page	000791 / 000901
Instrument Date	Jan 11, 2019
Instrument	583113
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25431 CAVE SPRING TRL ELBERT CO 80106, ELBERT, CO 80106

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Aug 23, 2018
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0007880885
Book / Page	000788 / 000885
Instrument Date	Aug 15, 2018
Instrument	580054
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$17.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4441 CRESTONE CIR BROOMFIELD CO 800233902, BROOMFIELD, CO 80023-3902

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT CO
Recording Date	Apr 3, 2018
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0856280628
Book / Page	785628 / 000628
Instrument Date	Mar 28, 2018
Instrument	576746
Transaction Type	Transfer
Record Updated	May 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25883 CAVE SPRING TRL ELBERT CO 801069660, ELBERT, CO 80106-9660

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Apr 3, 2018
Property Address	25431 CAVE SPRING TRL, ELBERT, CO 80106-9612
Document Number	0007850627
Book / Page	000785 / 000627
Instrument Date	Mar 28, 2018
Instrument	576745
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25883 CAVE SPRING TRL ELBERT CO 801069660, ELBERT, CO 80106-9660

Tax Assessment & Valuation

The 2025 property tax bill for 25431 Cave Spring Trl was $3,456, up 16.8% from the year before.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+16.76%)	$46,660 Land $330 Building $46,330	$681,024 Land $1,224 Building $679,800
2024	$2,960.00 (+113.41%)
2023	$1,387.00 (+1,441.11%)	$21,700 (+1,569.23%) Land $330 Building $21,370	$265,798 (+5,290.35%) Land $1,265 Building $264,533
2022	$90.00	$1,300 Land $320 Building $980	$4,931 Land $1,231 Building $3,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25431 Cave Spring Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25431 Cave Spring Trl is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Viaero Wireless Fixed Wireless	100 / 5
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Nearby Properties on Cave Spring Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures