25985 Rustic Ln, Westlake, OH 44145 Property Records

Cuyahoga County property record for 25985 Rustic Ln, Westlake, OH 44145

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,016 sqft · built 1983
Lot Size	0.344 acres (15,010 sqft)
Owner	Owner Name on File
Last Sale	$245,000 (Apr 2002)
Tax Bill	$6,720 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`215-18-064`

Property Details

APN / Parcel Number

Primary APN	`215-18-064`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
1st Floor Area	1,547 sqft
2nd Floor Area	1,469 sqft
Basement Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,010 sqft (0.344 acres)
Lot Dimensions	170 ft deep x 88.3 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	25985 RUSTIC LN
City	WESTLAKE
State	OH
Zip	44145-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-1F80
Legal Description	27 37 RUSTIC WOODS PH I 0018 ALL MB215 PG18 MB00000 PG0000
Legal Subdivision	RUSTIC WOODS
Legal Lot Number	18
Jurisdiction	CUYAHOGA OH
Township / Civil Division	WESTLAKE
Census Block Group	1
Census Block	1012
Census Tract	189112

Owner

The current owner of 25985 Rustic Ln bought it in April 2002.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	25985 RUSTIC LN, WESTLAKE, OH 44145-5480
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2002 · Amount on File
Deed Sale	Apr 11, 2002 · Amount on File
Prior Sale	Sep 16, 1997 · Amount on File
Deed Document Number	0004110560
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	25985 RUSTIC LN, WESTLAKE, OH 44145-5480
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25985 RUSTIC LN, WESTLAKE, OH 44145-5480

Mortgage

Document Number	0000000559
Date	May 20, 2021
Instrument	202105200559

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Mar 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 25985 Rustic Ln was $6,720, down 1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Westlake City
Unified School District	Westlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,720.00 (-0.97%)	$140,000 (-) Land $25,620 Building $114,380
2024	$6,786.00 (+3.4%)	$140,000 (+18.19%) Land $25,620 Building $114,380	$400,000 Land $73,200 Building $326,800
2023	$6,563.00 (+0.98%) Homeowner's exemption	$118,450 (-) Land $22,860 Building $95,590
2022	$6,499.00 Homeowner's exemption	$118,450 Land $22,860 Building $95,590
2021			$338,400 Land $65,300 Building $273,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25985 Rustic Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25985 Rustic Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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