Jersey County property record for 25969 State Hwy 3, Dow, IL 62022
| Property Type | Single Family Home |
|---|---|
| Details | 1,418 sqft · built 1924 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,737 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-073-009-00 |
| Primary APN | 01-073-009-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,418 sqft Total Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 073-009-00 |
|---|---|
| Street Address | 25969 STATE HIGHWAY 3 |
| City | DOW |
| State | IL |
| Zip | 62022-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE COR W OF HWY N1/2 NE1/4. 6-02 76K 1924 1STY/PT BSMT 1418SQ |
| Legal Subdivision | S3, T6N, R11W OF 3RD PM |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25969 STATE HIGHWAY 3, DOW, IL 62022-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 25969 STATE HIGHWAY 3, DOW, IL 62022-3202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100164455 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 202100164455 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 25969 STATE HIGHWAY 3, DOW, IL 62022-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100164312 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 202100164312 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,737.00 (+31.58%) | $70,540 (+55.87%) Land $14,145 Building $56,395 | $211,620 (+55.87%) Land $42,435 Building $169,185 |
| 2024 | $2,840.00 (+10.72%) | ||
| 2022 | $2,565.00 Homeowner's exemption | $45,255 Land $11,840 Building $33,415 | $135,765 Land $35,520 Building $100,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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