25649 State Hwy 3, Dow, IL 62022 Property Records

Jersey County property record for 25649 State Hwy 3, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1955
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$80,500 (Aug 2021)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-073-007-00`

Property Details

APN / Parcel Number

Primary APN	`01-073-007-00`
Alternative APN	`073-007-00`

Interior

Stories	1 Story
Building Area	1,108 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Account Number	073-007-00
Street Address	25649 STATE HIGHWAY 3
City	DOW
State	IL
Zip	62022-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR NW1/4 NE1/4 LESS 95/100 AC NO SALES 1955 1STY/BSMT 1108SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25649 STATE HIGHWAY 3, DOW, IL 62022-3457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2021165341
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 23, 2021
Property Address	25649 STATE HIGHWAY 3, DOW, IL 62022-3457
Document Number	202100165341
Instrument Date	Aug 23, 2021
Instrument	202100165341
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 E GILEAD LN, BATCHTOWN, IL 62006-5030

Mortgage

Document Number	202100165342
Date	Aug 23, 2021
Instrument	202100165342

Lender

Name	ENDEAVOR AMERICA LOAN SERVICES
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+20.86%)	$46,260 (+43.02%) Land $5,760 Building $40,500	$138,780 (+43.02%) Land $17,280 Building $121,500
2024	$1,927.00 (+11.97%)
2022	$1,721.00 Homeowner's exemption	$32,345 Land $4,635 Building $27,710	$97,035 Land $13,905 Building $83,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 3

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