25711 State Hwy 3, Dow, IL 62022 Property Records

Jersey County property record for 25711 State Hwy 3, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	22,696 sqft · built 1981
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-073-013-00`

Property Details

APN / Parcel Number

Primary APN	`01-073-013-00`
Alternative APN	`073-013-00`

Interior

Stories	1 Story
Building Area	22,696 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	073-013-00
Street Address	25711 STATE HIGHWAY 3
City	DOW
State	IL
Zip	62022-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE ROCK HILLS SUBDIVISION LOT 1 4-01 75K, 7-82 1K 1981 1&1.5STY/CRAWL 22696SQ
Legal Subdivision	LEE ROCK HILLS SUB
Legal Lot Number	1
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25711 STATE HIGHWAY 3, DOW, IL 62022-3458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CREDIT UNION
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	25711 STATE HIGHWAY 3, DOW, IL 62022-3458
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800154239
Date	Oct 9, 2018
Instrument	201800154239

Lender

Name	1ST MIDAMERICA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Mar 7, 2018
Property Address	25711 STATE HIGHWAY 3, DOW, IL 62022-3458
Document Number	002100/074
Book / Page	2100 / 074
Instrument Date	Feb 28, 2018
Instrument	201800152267
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15126 US HIGHWAY 67, GODFREY, IL 62035-4223

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,109.00 (+54.18%)	$76,950 (+79.87%) Land $5,185 Building $71,765	$230,850 (+79.87%) Land $15,555 Building $215,295
2024	$2,665.00 (+46.83%)
2022	$1,815.00 Homeowner's exemption Senior Citizen's exemption	$42,780 Land $4,150 Building $38,630	$128,340 Land $12,450 Building $115,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 3

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