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2592 2nd St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2592 2nd St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,144 sqft · built 1960
Lot Size0.082 acres (3,572 sqft)
OwnerIndividual Name on Record
Last Sale$176,900 (Apr 2016)
Tax Bill$1,342 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone AE (high risk)
APN24-44-22-03-00004.0030

Property Details

APN / Parcel Number

Primary APN24-44-22-03-00004.0030
Alternative APNs
  • 22244403000040030
  • 10014947

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area1,274 sqft
1st Floor Area1,144 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area3,572 sqft (0.082 acres)
Lot Dimensions70 ft deep x 50 ft wide
View / LotCanal Front

Exterior Amenities

PorchScreened Porch
Porch Area130 sqft
Patio Area130 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10014947
Street Address2592 2ND ST
CityMATLACHA
StateFL
Zip33993-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionCROWS 2ND PLAT OF MATLACHA BLK 4 PB 8 PG 85 LOT 3
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionCROWS OF MATLACHA
Legal Tract03
Legal Block4
Legal Lot Number3
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1006
Census Tract70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 339, CAPE CORAL, FL 33993-0339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2016 · Amount on Record
Deed SaleApr 28, 2016 · Amount on Record
Prior SaleJan 22, 2016 · Amount on Record
Deed Document Number201690930
Prior Transfer DateMar 14, 2007
Prior Transfer Doc0000088838
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateMay 4, 2026
Property Address2592 2ND ST, MATLACHA, FL 33993-9760
Document Number0000116419
Instrument DateMar 26, 2026
Instrument2026116419
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2592 2ND ST, MATLACHA, FL 33993-9760
InvestorPossibly a Property Investor

Mortgage

Document Number0000116419,
DateMay 4, 2026
Instrument2026116419
Lender
NameLEE COUNTY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 26, 2031
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,921 (-15.83%) Land $111,921$111,921 (-15.83%) Land $111,921
2025$1,342.00 (-9.81%) Homeowner's exemption$132,967 (-5.79%) Land $132,967$132,967 (-5.79%) Land $132,967
2023$1,488.00 Homeowner's exemption$141,140 Land $141,130 Building $10$141,140 Land $141,130 Building $10

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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