2589 2nd St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2589 2nd St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,298 sqft · built 1950
Lot Size0.078 acres (3,398 sqft)
Owner2 Individual Names on File
Last Sale$569,000 (Mar 2021)
Tax Bill$5,877 (2025)
Deeds & MortgagesMar 2026 Transfer
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN24-44-22-03-00004.0170

Property Details

APN / Parcel Number

Primary APN24-44-22-03-00004.0170
Alternative APNs
  • 22244403000040170
  • 10014960

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,298 sqft Living Area
Gross Area3,398 sqft
1st Floor Area1,140 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area3,398 sqft (0.078 acres)
Lot Dimensions70 ft deep x 50 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area158 sqft
PorchFlorida Room
Porch Area258 sqft
Patio Area207 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10014960
Street Address2589 2ND ST
CityMATLACHA
StateFL
Zip33993-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionCROWS 2ND PLAT OF MATLACHA BLK 4 PB 8 PG 85 LOT 17
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionCROWS OF MATLACHA
Legal Tract03
Legal Block4
Legal Lot Number17
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1006
Census Tract70102

Owner

Source: Lee County records · APN 24-44-22-03-00004.0170

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2589 2ND ST, MATLACHA, FL 33993-9760
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Intrafamily Transfer, Transfer
Mar 02, 2021Deed of Trust, Mortgage
IBERIABANK
Mar 03, 2021Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Jan 23, 2017Warranty Deed, Transfer
TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Prior SaleJan 23, 2017 · Amount on Record
Deed Document Number202165463
Prior Transfer DateFeb 21, 2018
Prior Transfer Doc0000045152
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMar 10, 2026
Property Address2589 2ND ST, MATLACHA, FL 33993-9760
Document Number0000060742
Map ReferenceMB 8 PG 85
Instrument DateFeb 26, 2026
Instrument2026000060742
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23 MINE BROOK RD, COLTS NECK, NJ 07722-1749

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23 MINE BROOK RD, COLTS NECK, NJ 07722-1749

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address2589 2ND ST, MATLACHA, FL 33993-9760
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2589 2ND ST, MATLACHA, FL 33993-9760

Mortgage

Document Number0000062885
DateMar 02, 2021
Instrument2021000062885
Lender
NameIBERIABANK
TypeBank
AddressCAPE CORAL, FL 33990
Agreement
AmountAmount Recorded
Term10 Months
DueJan 23, 2022

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 03, 2021
Property Address2589 2ND ST, MATLACHA, FL 33993-9760
Document Number0000065463
Map ReferenceMB 8 PG 85
Instrument DateFeb 26, 2021
Instrument2021000065463
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyACCURATE COMPLETE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,983.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3350 N KEY DR # DRB114, 3350, NORTH FORT MYERS, FL 33903-4846

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 MINE BROOK RD, COLTS NECK, NJ 07722-1749

Mortgage

Document Number0000065464
DateMar 03, 2021
Instrument2021000065464
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 23, 2017
Property Address2589 2ND ST, MATLACHA, FL 33993-9760
Document Number0000015387
Instrument DateJan 20, 2017
Instrument15387
Transaction TypeTransfer
Record UpdatedFeb 09, 2017
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Tax$3,290.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2589 2ND ST MATLACHA FL 339939760, MATLACHA, FL 33993-9760

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,877.00 (-28.76%)$374,884 (-37.67%) Land $172,124 Building $202,760$374,884 (-37.67%) Land $172,124 Building $202,760
2023$8,249.00 (+20.27%)$601,442 (+33.56%) Land $141,130 Building $460,312$601,442 (+33.56%) Land $141,130 Building $460,312
2022$6,859.00$450,313 Land $116,714 Building $333,599$450,313 Land $116,714 Building $333,599

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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