2573 2nd St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2573 2nd St, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,102 sqft · built 1950
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-03-00004.0190`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-03-00004.0190`
Alternative APNs	`22244403000040190` `10014962`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	871 sqft
Utility Area	30 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	70 ft deep x 50 ft wide
View / Lot	Canal Front
Garage Type	Attached

Exterior Amenities

Porch	Florida Room
Porch Area	649 sqft
Patio Area	180 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10014962
Street Address	2573 2ND ST
City	MATLACHA
State	FL
Zip	33993-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	CROWS 2ND PLAT OF MATLACHA BLK 4 PB 8 PG 85 LOT 19
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	CROWS OF MATLACHA
Legal Tract	03
Legal Block	4
Legal Lot Number	19
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1006
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2573 2ND ST, MATLACHA, FL 33993-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2001
Deed Sale	Jan 3, 2001
Deed Book / Page	3345 / 2318
Prior Transfer Date	Jan 18, 1996
Prior Transfer Doc	2670000409
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2573 2ND ST, MATLACHA, FL 33993-9760
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2573 2ND ST, MATLACHA, FL 33993-9760

Mortgage

Document Number	0000400171
Date	Dec 26, 2023
Instrument	2023000400171

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2573 2ND ST, MATLACHA, FL 33993-9760
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268505
Date	Aug 13, 2021
Instrument	2021000268505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2573 2ND ST, MATLACHA, FL 33993-9760
Document Number	0000080643
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2573 2ND ST MATLACHA FL 339939760, MATLACHA, FL 33993-9760

Mortgage

Document Number	0000080643
Date	Apr 5, 2018
Instrument	80643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,760 (-30.76%) Land $107,750 Building $10	$107,760 (-30.76%) Land $107,750 Building $10
2025	$2,056.00 (+38.17%) Homeowner's exemption	$155,631 (+10.27%) Land $155,621 Building $10	$155,631 (+10.27%) Land $155,621 Building $10
2023	$1,488.00 (-28.84%) Homeowner's exemption	$141,140 (-6.03%) Land $141,130 Building $10	$141,140 (-60.41%) Land $141,130 Building $10
2022	$2,091.00 Homeowner's exemption	$150,196	$356,496 Land $116,714 Building $239,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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