DeSoto County property record for 2591 St Elmos Fire Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,315 sqft · built 2022 |
| Lot Size | 0.554 acres (24,111 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,747 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-31-0-00112-00 |
| Primary APN | 3-07-4-17-31-0-00112-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 5,315 sqft Adjusted Area |
| 1st Floor Area | 3,204 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 24,111 sqft (0.554 acres) |
| Shed | 1 Shed |
| Shed Area | 396 sqft |
| Street Address | 2591 ST ELMOS FIRE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LEES SUMMIT 2ND ADD LOT 112 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT 2ND ADD |
| Legal Lot Number | 112 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 71001 |
Source: DeSoto County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 7, 2021 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 5660/90752 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 5660/90752 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 26, 2023 |
| Property Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 1023/17344 |
| Book / Page | 1023 / 17344 |
| Map Reference | MB 138 PG 32 |
| Instrument Date | Sep 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RED SOUTH, HERNANDO, MS 38632 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 0566088862 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 5660/88862 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 7, 2021 |
| Property Address | 2591 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 0000981/32 |
| Book / Page | 981 / 32 |
| Map Reference | MB 138 PG 11 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RD S, HERNANDO, MS 38632-7735 |
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RD S, HERNANDO, MS 38632-7735 |
| Document Number | 0005414515 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 5414/515 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 3, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,747.00 (+1,373.59%) | $51,908 (+1,745.29%) Land $2,500 Building $49,408 | $519,078 (+2,668.42%) Land $25,000 Building $494,078 |
| 2023 | $390.00 | $2,813 (-) | $18,750 (-) Land $18,750 |
| 2022 | $390.00 | $2,813 Land $2,813 | $18,750 Land $18,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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