DeSoto County property record for 2554 St Elmos Fire Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,828 sqft · built 2024 |
| Lot Size | 0.322 acres (14,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,511 (Dec 2024) |
| Tax Bill | $3,243 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-31-0-00107-00 |
| Primary APN | 3-07-4-17-31-0-00107-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,828 sqft Adjusted Area |
| 1st Floor Area | 2,326 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Material | Shingle |
| Lot Area | 14,014 sqft (0.322 acres) |
| Street Address | 2554 ST ELMOS FIRE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LEES SUMMIT 2ND ADD LOT 107 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT 2ND ADD |
| Legal Lot Number | 107 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 71001 |
Source: DeSoto County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2554 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 19, 2024 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Dec 19, 2024 | Warranty Deed, Transfer UNKNOWN, HOME SURETY T&E LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Dec 19, 2024 · Amount on Record |
| Deed Book / Page | 1024 / 23567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 19, 2024 |
| Property Address | 2554 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 1024/23567 |
| Book / Page | 1024 / 23567 |
| Map Reference | MB 138 PG 11 |
| Instrument Date | Dec 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RD S, HERNANDO, MS 38632-7735 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2554 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Investor | Possibly a Property Investor |
| Document Number | 5661126912 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 5661/126912 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 19, 2024 |
| Property Address | 2554 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 1024/23564 |
| Book / Page | 1024 / 23564 |
| Map Reference | MB 138 PG 11 |
| Instrument Date | Dec 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, HOME SURETY T&E LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RD S, HERNANDO, MS 38632-7735 |
| Name | Verified Name |
|---|---|
| Address | 3751 GETWELL RD S, HERNANDO, MS 38632-7735 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,243.00 (+731.54%) | $30,412 (+981.12%) Land $2,500 Building $27,912 | $304,124 (+1,521.99%) Land $25,000 Building $279,124 |
| 2023 | $390.00 | $2,813 | $18,750 Land $18,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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