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2530 St Elmos Fire Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2530 St Elmos Fire Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,510 sqft · built 2024
Lot Size0.516 acres (22,482 sqft)
Owner2 Individual Names on Record
Last Sale$557,270 (Mar 2025)
Tax Bill$327 (2025)
Deeds & MortgagesMar 2025 Mortgage
Mar 2025 Sale
Flood ZoneZone X (minimal risk)
APN3-07-4-17-31-0-00108-00

Property Details

APN / Parcel Number

Primary APN3-07-4-17-31-0-00108-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,510 sqft Adjusted Area
1st Floor Area2,018 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Roof MaterialShingle
Lot Area22,482 sqft (0.516 acres)

Location & Zoning

Street Address2530 ST ELMOS FIRE DR
CityHERNANDO
StateMS
Zip38632-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLEES SUMMIT 2ND ADD LOT 108
Legal Range007
Legal Township03S
Legal Section17
Legal SubdivisionLEES SUMMIT 2ND ADD
Legal Lot Number108
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3035
Census Tract71001

Owner

Source: DeSoto County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2530 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Mar 5, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleMar 5, 2025
Deed Book / Page1025 / 4791
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 11, 2025
Property Address2530 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033
Document Number01025/4791
Book / Page1025 / 4791
Map ReferenceMB 138 PG 11
Instrument DateMar 6, 2025
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyUNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3751 GETWELL RD S, HERNANDO, MS 38632-7735

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2530 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033

Mortgage

Document Number0566219714
DateMar 11, 2025
Instrument5662/19714
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 5, 2025
Property Address2530 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033
Document Number01025/4460
Book / Page1025 / 4460
Map ReferenceMB 138 PG 11
Instrument DateMar 5, 2025
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3751 GETWELL RD S, HERNANDO, MS 38632-7735

Transferred To (Grantee/Buyer)

NameVerified Name
Address3751 GETWELL RD S, HERNANDO, MS 38632-7735

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$327.00 (-16.15%)$2,813 (-) Land $2,813$18,750 (-) Land $18,750
2023$390.00$2,813$18,750 Land $18,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO
serves 14,457 people · EPA ID MS0170009
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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