247 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 247 E 45th St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 945 sqft · built 1952
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Feb 2015)
Tax Bill$2,426 (2025)
Deeds & MortgagesOct 2021 Transfer
Nov 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN0154-202-09-0000

Property Details

APN / Parcel Number

Primary APN0154-202-09-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area945 sqft Living Area
1st Floor Area945 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area394 sqft
Patio Area394 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address247 E 45TH ST
CitySAN BERNARDINO
StateCA
Zip92404-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1834 LOT 13 BLOCK 9 SAN BERNARDINO HEIGHTS
Legal SubdivisionSAN BERNARDINO HEIGHTS
Legal Tract1834
Legal Block9
Legal Lot Number13
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3010
Census Tract4505

Owner

247 E 45th St is owned and occupied by two individuals who bought it in February 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address247 E 45TH ST, SAN BERNARDINO, CA 92404-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Intrafamily Transfer, Transfer
Nov 15, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2015 · Amount on File
Deed SaleFeb 27, 2015 · Amount on File
Deed Document Number201577506
Prior Transfer DateFeb 10, 2015
Prior Transfer Doc0000077505
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateOct 7, 2021
Property Address247 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number0000458342
Map ReferenceMB 26 PG 52
Instrument DateSep 23, 2021
Instrument2021-0458342
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address247 E 45TH ST, SAN BERNARDINO, CA 92404-1205

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address247 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number0000464408
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address247 E 45TH ST SN BERNRDNO CA 924041205, SN BERNRDNO, CA 92404-1205

Mortgage

Document Number0000464408
DateDec 17, 2018
Instrument464408
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 16, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 247 E 45th St was $2,426.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$183,883 (+2%) Land $55,165 Building $128,718
2025$2,426.00$180,277 Land $54,083 Building $126,194
2023$2,315.00 (-0.09%)$173,277 Land $51,983 Building $121,294
2022$2,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 247 E 45th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 E 45th St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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