2588 Spruce Rdg, Howell, MI 48855 Property Records

Livingston County property record for 2588 Spruce Rdg, Howell, MI 48855

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1988
Lot Size10 acres (436,036 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jul 2013)
Tax Bill$3,337 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-07-300-015

Property Details

APN / Parcel Number

Primary APN07-07-300-015
Alternative APN
  • 470707300015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Lot Area436,036 sqft (10 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2588 SPRUCE RDG
CityHOWELL
StateMI
Zip48855-9788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSEC 7 T3N R5E COM S 1/4 COR, TH N89*W 293.33 FT, TH N 1060.71 FT TH N89*W 703.85 FT TO POB, TH CONT N89*W 322.65 FT, TH N
Legal Range05E
Legal Township03N
Legal Section07
Legal SubdivisionPOB SUB
Legal Tract712100
JurisdictionLIVINGSTON MI
Township / Civil DivisionOCEOLA
Census Block Group1
Census Block1003
Census Tract712101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2588 SPRUCE RDG, HOWELL, MI 48855-9788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2013 · Amount on Record
Deed SaleJul 5, 2013 · Amount on Record
Prior SaleFeb 16, 2012 · Amount on Record
Deed Document Number201327283
Prior Transfer DateJan 30, 2013
Prior Transfer Doc0000008857
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address2588 SPRUCE RDG, HOWELL, MI 48855-9788
Document Number0000001437
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 SPRUCE RDG HOWELL MI 488559788, HOWELL, MI 48855-9788

Mortgage

Document Number0000001437
DateJan 11, 2021
Instrument1437
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address2588 SPRUCE RDG, HOWELL, MI 48855-9788
Document Number0000003674
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 SPRUCE RDG HOWELL MI 488559788, HOWELL, MI 48855-9788

Mortgage

Document Number0000003674
DateFeb 9, 2018
Instrument3674
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 8, 2048

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionOceola Township
Unified School DistrictHowell Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,400 (+4.11%)$394,800 (+4.11%)
2025$3,337.00 (+21.35%) Homeowner's exemption$189,600 (+18.5%)$379,200 (+18.5%)
2023$160,000
2021$320,000
2019$2,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
DSL
25 / 5
T-Mobile
Fixed Wireless
25 / 3

Nearby Properties on Spruce Rdg

Nearby Streets

Search Property Records by Address or Parcel Number