2541 Spruce Rdg, Howell, MI 48855 Property Records

Livingston County property record for 2541 Spruce Rdg, Howell, MI 48855

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,339 sqft · built 1996
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2010)
Tax Bill$3,609 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-07-300-012

Property Details

APN / Parcel Number

Primary APN07-07-300-012
Alternative APN
  • 470707300012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,339 sqft Living Area
1st Floor Area1,195 sqft
Basement Area1,195 sqft
Unfinished Basement1,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Lot Area72,745 sqft (1.67 acres)
Garage Area517 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2541 SPRUCE RDG
CityHOWELL
StateMI
Zip48855-9788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSEC 7 T3N R5E COMM AT S 1/4 COR OF SEC, TH W ALONG C.L. OF CURDY RD, 293.33 FT, TH N 2335.36 FT TO POB, TH W 511.09 FT, TH N
Legal Range05E
Legal Township03N
Legal Section07
Legal Tract712100
JurisdictionLIVINGSTON MI
Township / Civil DivisionOCEOLA
Census Block Group1
Census Block1003
Census Tract712101

Owner

Source: Livingston County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2541 SPRUCE RDG, HOWELL, MI 48855-9788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 6, 2010 · Amount on Record
Deed SaleAug 6, 2010 · Amount on Record
Prior SaleFeb 12, 1996 · Amount on Record
Deed Document Number201021802
Prior Transfer DateJul 23, 2010
Prior Transfer Doc0000021802
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address2541 SPRUCE RDG, HOWELL, MI 48855-9788
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 SPRUCE RDG, HOWELL, MI 48855-9788

Mortgage

Document Number0000006051
DateFeb 8, 2021
Instrument2021R-006051
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueMar 1, 2033

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address2541 SPRUCE RDG, HOWELL, MI 48855-9788
Document Number0000008190
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2541 SPRUCE RDG HOWELL MI 488559788, HOWELL, MI 48855-9788

Mortgage

Document Number0000008190
DateMar 17, 2020
Instrument8190
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 16, 2035

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionOceola Township
Unified School DistrictHowell Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,300 (+20.65%)$440,600 (+20.65%)
2025$3,609.00 (+23.13%)
2023$182,600
2021$365,200
2019$2,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
DSL
25 / 5
T-Mobile USA
Fixed Wireless
25 / 3

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