2566 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2566 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.447 acres (19,501 sqft)
Owner	Individual Name on Record
Tax Bill	$3,734 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-420-0306`

Property Details

APN / Parcel Number

Primary APN	`85-420-0306`
Alternative APNs	`85-00420-0306` `43093`

Exterior

Lot Area	19,501 sqft (0.447 acres)

Location & Zoning

Street Address	2566 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 3
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	3
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	31500

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2566 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage TRUSTONE FINANCIAL CU
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2566 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2566 13TH AVE SE, SAINT CLOUD, MN 56304-9533

Mortgage

Document Number	0000943154
Date	May 31, 2022
Instrument	943154

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 20, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2566 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930804
Date	Oct 26, 2021
Instrument	930804

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,800 (-) Land $70,000 Building $204,800	$274,800 (-) Land $70,000 Building $204,800
2025	$3,734.00 (+30.74%)	$274,800 (+3.7%) Land $70,000 Building $204,800	$274,800 (+3.7%) Land $70,000 Building $204,800
2023	$2,856.00	$265,000 Land $40,000 Building $225,000
2021			$265,000 Land $40,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, T-Mobile.

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