2585 River Rd, Mount Sterling, MO 65062 Property Records

Gasconade County property record for 2585 River Rd, Mount Sterling, MO 65062

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,239 sqft · built 1972
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Apr 2026)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-3.0-07-0-00-013.000`

Property Details

APN / Parcel Number

Primary APN	`10-3.0-07-0-00-013.000`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	552 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)
Lot Dimensions	313 ft deep x 220 ft wide
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2585 RIVER RD
City	MOUNT STERLING
State	MO
Zip	65062-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW FRACT 1/4, N OF GASCONADE RIVER & S OF RIVER RD #234: AC-1.41
Legal Range	06W
Legal Township	43N
Legal Section	07
Jurisdiction	GASCONADE MO
Township / Civil Division	BOULWARE
Census Block Group	3
Census Block	3092
Census Tract	960300

Owner

Source: Gasconade County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Affidavit, Transfer
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Apr 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	20261294
Record Updated	Sep 20, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GASCONADE MO
Recording Date	Apr 20, 2026
Property Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001
Document Number	0000001296
Instrument Date	Apr 20, 2026
Instrument	20261296
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 20, 2026
Property Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001
Document Number	0000001294
Instrument Date	Apr 13, 2026
Instrument	2026.1294
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001

Mortgage

Document Number	0000001295,
Date	Apr 20, 2026
Instrument	2026..1295

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 20, 2026
Property Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001
Document Number	0020261294
Instrument Date	Apr 13, 2026
Instrument	20261294
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001

Mortgage

Document Number	0000001295,
Date	Apr 20, 2026
Instrument	20261295

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 29, 2022
Property Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001
Document Number	0020221326
Instrument Date	Apr 29, 2022
Instrument	2022-1326
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 RIVER RD, MOUNT STERLING, MO 65062-1001

Mortgage

Document Number	0020221327
Date	Apr 29, 2022
Instrument	2022-1327

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (+15.21%)	$21,810 (+8.78%)	$114,790 (+8.75%) Land $14,580 Building $100,210
2023	$986.00	$20,050	$105,550
2022	$986.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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