Gasconade County property record for 2581 River Rd, Mount Sterling, MO 65062 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2008 |
| Square Footage | 624 sqft Living Area |
| Lot Size | 42,253 sqft (0.97 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $146,902 (2026) |
| Tax Bill | $565.00 (2025) |
| Primary APN | 10-3.0-07-0-00-012.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 624 sqft Living Area |
| 1st Floor | 624 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 42,253 sqft (0.97 acres) |
| Depth X Width | 275 ft x 110 ft Depth x Width |
| Street Address | 2581 RIVER RD |
|---|---|
| City | MOUNT STERLING |
| State | MO |
| Zip | 65062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SW FRACT 1/4, N OF GASCONADE RIVER & S OF RIVER RD #234: AC-0.97 |
| Legal Range | 06W |
| Legal Township | 43N |
| Legal Section | 07 |
| Jurisdiction | GASCONADE MO |
| Minor Civil Division | BOULWARE |
| Census Blockgroup | 3 |
| Census Block | 3092 |
| Census Tract | 960300 |
Source: Gasconade County records · APN 10-3.0-07-0-00-012.000
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2581 RIVER RD, MOUNT STERLING, MO 65062 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Deed Doc Number | 20262054 |
| Prior Transfer Date | Jan 17, 2025 |
| Prior Transfer Doc | 0020250125 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Jun 16, 2026 |
| Property Address | 2581 RIVER RD, MOUNT STERLING, MO 65062 |
| Document Number | 0000002054 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262054 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2581 RIVER RD, MOUNT STERLING, MO 65062 |
| Document Number | 0000002055, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20262055 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (+15.07%) | $10,860 (+8.82%) | $57,160 (+8.81%) Land $9,630 Building $47,530 |
| 2023 | $491.00 (+0.2%) | $9,980 | $52,530 |
| 2022 | $490.00 |
2581 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gasconade County (29073C), updated July 18, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 9th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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