Osceola County property record for 2581 Bittle Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,999 (Sep 2018) |
| Tax Bill | $6,075 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0062-0001-0530 |
| Primary APN | 09-26-30-0062-0001-0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,872 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 230 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2581 BITTLE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD GARDENS PB 19 PGS 1-7 LOT 53 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINEWOOD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 43208 |
2581 Bittle Way is owned and occupied by an individual who bought it in September 2018.
Source: Osceola County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2581 BITTLE WAY, SAINT CLOUD, FL 34769-6543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 25, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 2018143683 |
| Deed Book / Page | 5406 / 53 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2581 BITTLE WAY, SAINT CLOUD, FL 34769-6543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2581 BITTLE WAY, SAINT CLOUD, FL 34769-6543 |
| Document Number | 0059310719 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5931/719 |
| Instrument | 2021053113 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 2581 BITTLE WAY, SAINT CLOUD, FL 34769-6543 |
| Document Number | 0054060053 |
| Book / Page | 005406 / 000053 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 143683 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,868.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2581 BILLIE WAY ST CLOUD FL 34769, ST CLOUD, FL 34769 |
The 2025 property tax bill for 2581 Bittle Way was $6,075, up 5.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,075.00 (+5.29%) | $340,800 Land $70,000 Building $270,800 | $340,800 Land $70,000 Building $270,800 |
| 2024 | $5,770.00 (+6.05%) | ||
| 2023 | $5,441.00 (+11.36%) | $352,300 (+14.2%) Land $58,000 Building $294,300 | $352,300 (+14.2%) Land $58,000 Building $294,300 |
| 2022 | $4,886.00 | $308,500 Land $58,000 Building $250,500 | $308,500 Land $58,000 Building $250,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2581 Bittle Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2581 Bittle Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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