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2551 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2551 Bittle Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,910 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$258,200 (Jan 2019)
Tax Bill$3,854 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN143326

Property Details

APN / Parcel Number

Primary APN143326
Alternative APN
  • 092630006200010500

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,910 sqft Heated Area
Gross Area2,470 sqft
1st Floor Area1,910 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number143326
Street Address2551 BITTLE WAY
CitySAINT CLOUD
StateFL
Zip34769-6543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEWOOD GARDENS PB 19 PGS 1-7 LOT 50
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINEWOOD GARDENS
Legal Tract62
Legal Block1
Legal Lot Number50
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3010
Census Tract43208

Owner

Source: Osceola County records · APN 143326

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 24, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Jan 10, 2019Special Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2019 · Amount on Record
Deed SaleJan 10, 2019 · Amount on Record
Deed Document Number2019003698
Deed Book / Page5461 / 0493
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
InvestorPossibly a Property Investor

Mortgage

Document Number0068801437
DateNov 14, 2025
Book Page6880/1437
Instrument2025140817
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Document Number0057151029
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2551 BITTLE WAY ST CLOUD FL 347696543, ST CLOUD, FL 34769-6543

Mortgage

Document Number0057151029
DateApr 29, 2020
Book Page005715/001029
Instrument58045
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2019
Property Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Document Number0054610493
Book / Page5461 / 0493
Map ReferenceMB 19 PG 1-7
Instrument DateDec 21, 2018
Instrument2019003698
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNU WORLD TITLE OF CENTRAL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,807.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2551 BITTLE WAY, SAINT CLOUD, FL 34769-6543
InvestorPossibly a Property Investor

Mortgage

Document Number2019003699
DateJan 10, 2019
Instrument2019003699
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,854.00 (+6.23%) Homeowner's exemption$258,213 (+5.99%)$343,300 (-3.32%) Land $70,000 Building $273,300
2023$3,628.00 (+3.57%) Homeowner's exemption$243,628 (+3%)$355,100 (+14.22%) Land $58,000 Building $297,100
2022$3,503.00 Homeowner's exemption$236,533$310,900 Land $58,000 Building $252,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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