Osceola County property record for 2570 Bittle Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,080 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jan 2022) |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143450 |
| Primary APN | 143450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,080 sqft Heated Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 2,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 143450 |
|---|---|
| Street Address | 2570 BITTLE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD GARDENS PB 19 PGS 1-7 LOT 174 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINEWOOD GARDENS |
| Legal Tract | 62 |
| Legal Block | 1 |
| Legal Lot Number | 174 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Nov 26, 2019 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Oct 23, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Jul 31, 2019 | Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 2022000138 |
| Deed Book / Page | 6120 / 731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0060631261 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 6063/1261 |
| Instrument | 2021158419 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0061200731 |
| Book / Page | 6120 / 731 |
| Map Reference | MB 17 PG 1-7 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022000138 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 CONWAY RD # RDT8, 2100, ORLANDO, FL 32812-8902 |
| Name | Verified Name |
|---|---|
| Address | 65 NORTH CEDAR STREET, CEDARVILLE, IL 61013 |
| Document Number | 0006120733 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 6120/733 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 26, 2019 |
| Property Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0056302405 |
| Book / Page | 005630 / 002405 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 154328 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Number | 56302405 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 005630/002405 |
| Instrument | 154328 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 100 N TAMPA ST # 34TH, TAMPA, FL 33602-5842 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0056110913 |
| Book / Page | 005611 / 000913 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 137690 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 2570 BITTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0055651561 |
| Book / Page | 5565 / 1561 |
| Map Reference | MB 19 PG 1-7 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019098543 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2570 BLTTLE WAY, SAINT CLOUD, FL 34769-6544 |
| Document Number | 0055651563 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 5565/1563 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,712.00 (-3.5%) Homeowner's exemption | $362,000 (-3.67%) Land $70,000 Building $292,000 | $362,000 (-3.67%) Land $70,000 Building $292,000 |
| 2023 | $5,919.00 (-0.1%) Homeowner's exemption | $375,800 (+14.36%) Land $58,000 Building $317,800 | $375,800 (+14.36%) Land $58,000 Building $317,800 |
| 2022 | $5,925.00 | $328,600 Land $58,000 Building $270,600 | $328,600 Land $58,000 Building $270,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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