264 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 264 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 1985
Lot Size	0.385 acres (16,770 sqft)
Owner	2 Individual Names on File
Last Sale	$524,000 (Mar 2025)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34024-345-000`

Property Details

APN / Parcel Number

Primary APN	`34024-345-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,783 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,770 sqft (0.385 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	288 sqft
Porch	Screened/Unfinished Porch
Porch Area	776 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	264 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUBD PHASE 1 LOT 45 BLK A ORB 1916 P 251 ORB 4185 P 751
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY SUBD
Legal Phase	1
Legal Block	A
Legal Lot Number	45
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1025
Census Tract	2703

Owner

264 Eagle Dr is owned by two individuals who bought it in March 2025.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9617 18TH STREET CT E, EDGEWOOD, WA 98371-1215
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
May 25, 2018	Deed of Trust, Mortgage · VA Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Oct 30, 2019 · Amount on File
Deed Document Number	202514196
Deed Book / Page	4893 / 1707
Prior Transfer Date	Jul 10, 2007
Prior Transfer Doc	0029482129
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	264 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

Mortgage

Document Number	0046182376
Date	Oct 10, 2022
Book Page	4618/2376
Instrument	2022074138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	264 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044880320
Date	Nov 18, 2021
Book Page	4488/320
Instrument	2021088232

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 30, 2019
Property Address	264 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0041850751
Book / Page	004185 / 000751
Instrument Date	Oct 28, 2019
Instrument	94656
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9695 PANAMA CITY BEACH FL 324179695, PANAMA CITY BEACH, FL 32417-9695

Mortgage

Document Number	41850753
Date	Oct 30, 2019
Book Page	004185/000753
Instrument	94657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	264 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0040132018
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	264 EAGLE DR PANAMA CITY FL 324072820, PANAMA CITY, FL 32407-2820

Mortgage

Document Number	0040132018
Date	Jun 1, 2018
Book Page	004013/002018
Instrument	32319

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 264 Eagle Dr was $3,080, down 9.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,080.00 (-9.52%) Homeowner's exemption	$320,416	$421,779 Land $63,759 Building $358,020
2024	$3,404.00 (+2.56%)
2023	$3,319.00 (+10.74%) Homeowner's exemption	$292,558 (+3%)	$333,384 (+7.04%) Land $47,057 Building $286,327
2022	$2,997.00 Homeowner's exemption	$284,037	$311,451 Land $44,001 Building $267,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Eagle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Eagle Dr is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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