2577 Uhl Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 2577 Uhl Rd, Cold Spring, KY 41076

Property Summary

Property Type	General Agricultural/Rural
Details	1,312 sqft · built 1965
Lot Size	11.2 acres (488,569 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-266.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-266.00`

Interior

Stories	1 Story
Building Area	1,312 sqft Total Area

Exterior

Year Built	Built 1965
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	488,569 sqft (11.2 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918266.00
Street Address	2577 UHL RD
City	COLD SPRING
State	KY
Zip	41076-8659
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LOT 1 11.2156 ACRES
Legal Lot Number	1,11
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1008
Census Tract	52900

Owner

2577 Uhl Rd, an agricultural property, is owned and occupied by two individuals who acquired it in September 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2577 UHL RD, COLD SPRING, KY 41076-8659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit UNION SVGS
Sep 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2020
Transfer Doc	0005116793
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2577 UHL RD, COLD SPRING, KY 41076-8659
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 UNI ROAD, COLD SPRING, KY 41076

Mortgage

Document Number	0005152392
Date	Apr 27, 2022
Book Page	M1079/77
Instrument	5152392

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2577 UHL RD, COLD SPRING, KY 41076-8659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005118025
Date	Sep 29, 2020
Book Page	M1017/724
Instrument	5118025

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2577 UHL RD, COLD SPRING, KY 41076-8659
Document Number	0005123961
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2577 UHL RD COLD SPRING KY 410768659, COLD SPRING, KY 41076-8659

Mortgage

Document Number	0005123961
Date	Jan 8, 2021
Book Page	001028/000763
Instrument	5123961

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 7, 2031

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 9, 2020
Property Address	2577 UHL RD, COLD SPRING, KY 41076-8659
Document Number	0005116793
Book / Page	000341 / 000846
Instrument Date	Sep 8, 2020
Instrument	5116793
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2577 UHL RD COLD SPRING KY 410768659, COLD SPRING, KY 41076-8659

Tax Assessment & Valuation

The 2025 property tax bill for 2577 Uhl Rd was $2,670.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00	$220,300 Land $17,500 Building $202,800	$285,300
2023	$1,790.00 (-4.02%)	$149,200 (-) Land $12,000 Building $137,200	$179,600 (-)
2022	$1,865.00	$149,200 Land $12,000 Building $137,200	$179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2577 Uhl Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2577 Uhl Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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