2439 Uhl Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 2439 Uhl Rd, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1974
Owner	Company Name on Record
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-984.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-984.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,520 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Combination
Garage Type	Basement

Location & Zoning

Old Parcel Number	9999918984.00
Street Address	2439 UHL RD
City	COLD SPRING
State	KY
Zip	41076-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HUBNER SUBD
Legal Subdivision	HAUBNER
Legal Lot Number	1
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1008
Census Tract	52900

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2439 UHL RD, COLD SPRING, KY 41076-8657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Line of Credit FIFTH THIRD BANK NA
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN KY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2023
Transfer Doc	0005177046
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 5, 2023
Property Address	2439 UHL RD, COLD SPRING, KY 41076-8657
Document Number	0005177046
Book / Page	D360 / 345
Map Reference	MB 3 PG 48
Instrument Date	May 26, 2023
Instrument	5177046
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 UHL RD, COLD SPRING, KY 41076-9040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 UHL RD, COLD SPRING, KY 41076-8657

Mortgage

Document Number	0005177386
Date	Jun 6, 2023
Book Page	M1103/592
Instrument	5177386

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2439 UHL RD, COLD SPRING, KY 41076-8657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005109804
Date	May 14, 2020
Book Page	M1003/630
Instrument	5109804

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2439 UHL RD, COLD SPRING, KY 41076-8657
Document Number	0005057575
Book / Page	000936 / 000894
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2439 UHL RD COLD SPRING KY 410768657, COLD SPRING, KY 41076-8657

Mortgage

Document Number	0005057575
Date	Jun 5, 2017
Book Page	000936/000894
Instrument	5057575

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+42.24%) Homeowner's exemption	$195,000 (+3%) Land $30,000 Building $165,000	$195,000 (+3%) Land $30,000 Building $165,000
2023	$1,243.00 (-9.14%) Homeowner's exemption	$150,000 (-) Land $15,000 Building $135,000	$150,000 (-) Land $15,000 Building $135,000
2022	$1,368.00 Homeowner's exemption	$150,000 Land $15,000 Building $135,000	$150,000 Land $15,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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