2491 Uhl Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 2491 Uhl Rd, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	2,054 sqft · built 2005
Lot Size	23.9 acres (1,041,563 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2004)
Tax Bill	$5,211 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-266.01`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-266.01`

Interior

Stories	2 Stories
Building Area	2,054 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,041,563 sqft (23.9 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	9999918266.01
Street Address	2491 UHL RD
City	COLD SPRING
State	KY
Zip	41076-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23.9105 ACRES
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1008
Census Tract	52900

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2491 UHL RD, COLD SPRING, KY 41076-8657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Aug 16, 2023	Intrafamily Transfer, Transfer
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2004 · Amount on Record
Deed Sale	Dec 13, 2004 · Amount on Record
Prior Sale	Dec 13, 2004
Deed Document Number	0001900147
Last Transfer Date	Aug 16, 2023
Transfer Doc	0005188277
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2491 UHL RD, COLD SPRING, KY 41076-8657
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 UHI ROAD, COLD SPRING, KY 41076-8657

Mortgage

Document Number	0005192551
Date	Sep 13, 2023
Book Page	M1108/229
Instrument	5192551

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Aug 16, 2023
Property Address	2491 UHL RD, COLD SPRING, KY 41076-8657
Document Number	0005188277
Book / Page	D361 / 394
Instrument Date	Dec 29, 2022
Instrument	5188277
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 UHL RD, COLD SPRING, KY 41076-8657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 UHL RD, COLD SPRING, KY 41076-8657

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	2491 UHL RD, COLD SPRING, KY 41076-8657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005054877
Date	Apr 10, 2017
Book Page	M933/573
Instrument	5054877

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,211.00 (+58.49%)	$430,000 (+56.93%) Land $125,000 Building $305,000	$430,000 (+56.93%) Land $125,000 Building $305,000
2023	$3,288.00 (-2.58%)	$274,000 (+1.48%) Land $54,000 Building $220,000	$274,000 (+1.48%) Land $54,000 Building $220,000
2022	$3,375.00	$270,000 Land $50,000 Building $220,000	$270,000 Land $50,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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