2576 Putnam St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2576 Putnam St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,471 sqft · built 1950
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,321 (2026)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 60.22-3-11`

Property Details

APN / Parcel Number

Primary APN	`421500 60.22-3-11`
Alternative APN	`150006002200030110000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	712 sqft
Patio Area	175 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2576 PUTNAM ST
City	SCHENECTADY
State	NY
Zip	12304-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD & GARAGE
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1018
Census Tract	21801

Owner

2576 Putnam St is owned and occupied by two individuals.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2576 PUTNAM ST, SCHENECTADY, NY 12304-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 12, 2021
Property Address	2576 PUTNAM ST, SCHENECTADY, NY 12304-1740
Document Number	0000050451
Book / Page	2068 / 959
Instrument Date	Aug 31, 2021
Instrument	202150451
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARKET TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2576 PUTNAM ST, SCHENECTADY, NY 12304-1740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 DRAPER AVE, SCHENECTADY, NY 12306-3016

Tax Assessment & Valuation

The 2026 property tax bill for 2576 Putnam St was $6,321 with a veteran's exemption, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,321.00 (+1.89%) Veteran's exemption
2025	$6,204.00	$132,700 Land $19,900 Building $112,800	$219,738 Land $32,952 Building $186,786
2023		$132,700 (-) Land $19,900 Building $112,800	$167,975 (+3.8%) Land $25,190 Building $142,785
2022		$132,700 Land $19,900 Building $112,800	$161,829 Land $24,268 Building $137,561
2021	$5,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2576 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2576 Putnam St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20