Schenectady County and Schenectady City property record for 2559 Putnam St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1940 |
| Lot Size | 0.154 acres (6,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Apr 2025) |
| Tax Bill | $5,978 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.23-1-31 |
| Primary APN | 421500 60.23-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Upper Floors Area | 396 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,710 sqft (0.154 acres) |
| Lot Dimensions | 110 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2559 PUTNAM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD |
| Legal Subdivision | WOODLAWN GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21801 |
2559 Putnam St is owned by an individual who bought it in April 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 595 BOLT RD, SCHENECTADY, NY 12302-6905 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITY OF SCHENECTADY |
| Apr 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage ARROW BANK NA |
| Apr 9, 2025 | Deed, Transfer · Second Mortgage (Down Payment) ARROW BANK NA |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Sep 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on File |
| Deed Sale | Apr 9, 2025 · Amount on File |
| Deed Document Number | 20258592 |
| Prior Transfer Date | Sep 9, 2020 |
| Prior Transfer Doc | 0000029351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Document Number | 0000008846 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 202508846 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Type | Government Agency |
| Address | SCHENECTADY, NY 12304 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 9, 2025 |
| Property Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Document Number | 0000008592 |
| Map Reference | MAP F-219 |
| Instrument Date | Apr 9, 2025 |
| Instrument | 202508592 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SHERIDAN ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Name | Verified Name |
|---|---|
| Address | 595 BOLT RD, SCOTIA, NY 12302-6905 |
| Document Number | 0000008593 |
|---|---|
| Date | Apr 9, 2025 |
| Instrument | 202508593 |
| Name | ARROW BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Number | 0000008657 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 202508657 |
| Name | HOUSING TRUST FUND CORPORATION |
|---|---|
| Address | ALBANY, NY 12207 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 9, 2025 |
| Property Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Document Number | 0000008589 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 202508589 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SHERIDAN ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5342 BENTGRASS WAY, BRADENTON, FL 34211-1700 |
| Name | Verified Name |
|---|---|
| Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Document Number | 0000008594 |
|---|---|
| Date | Apr 9, 2025 |
| Instrument | 202508594 |
| Name | ARROW BANK NA |
|---|---|
| Type | Bank |
| Address | GLENS FALLS, NY 12801 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MURDOCK ABSTRACT CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000034139 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 5036/171 |
| Instrument | 202034139 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 25, 2020 |
| Property Address | 2559 PUTNAM ST, SCHENECTADY, NY 12304-1715 |
| Document Number | 0000029351 |
| Book / Page | 002042 / 000376 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 29351 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2559 PUTNAM ST SCHENECTADY NY 123041715, SCHENECTADY, NY 12304-1715 |
The 2026 property tax bill for 2559 Putnam St was $5,978, up 2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,978.00 (+2.05%) | ||
| 2025 | $5,858.00 | $119,800 Land $18,000 Building $101,800 | $198,377 Land $29,806 Building $168,571 |
| 2023 | $119,800 (-) Land $18,000 Building $101,800 | $151,646 (+3.8%) Land $22,785 Building $128,861 | |
| 2022 | $119,800 Land $18,000 Building $101,800 | $146,098 Land $21,951 Building $124,147 | |
| 2021 | $4,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2559 Putnam St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2559 Putnam St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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