Schenectady County and Schenectady City property record for 2552 Putnam St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,509 sqft · built 1950 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2008) |
| Tax Bill | $5,670 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-3-7 |
| Primary APN | 421500 60.22-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Upper Floors Area | 384 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 504 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2552 PUTNAM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD & CARPORT |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21801 |
2552 Putnam St is owned and occupied by an individual who bought it in April 2008.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Nov 13, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2008 · Amount on File |
| Deed Sale | Apr 14, 2008 · Amount on File |
| Prior Sale | Jun 29, 2007 · Amount on File |
| Deed Book / Page | 1780 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 252 PUTNAM RD, SCHENECTADY, NY 12306-5900 |
| Document Number | 0000023663 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202523663 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Document Number | 0000068464 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 5346/1 |
| Instrument | 202368464 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2552 PUTNAM ST, SCHENECTADY, NY 12304-1740 |
| Document Number | 0000068330 |
|---|---|
| Date | Nov 13, 2024 |
| Book Page | 5410/433 |
| Instrument | 202468330 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2552 Putnam St was $5,670 with a homeowner's exemption, up 3.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,670.00 (+3.13%) Homeowner's exemption | ||
| 2025 | $5,498.00 | $119,100 Land $17,900 Building $101,200 | $197,218 Land $29,641 Building $167,577 |
| 2023 | $119,100 (-) Land $17,900 Building $101,200 | $150,759 (+3.8%) Land $22,658 Building $128,101 | |
| 2022 | $119,100 Land $17,900 Building $101,200 | $145,244 Land $21,829 Building $123,415 | |
| 2021 | $5,097.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2552 Putnam St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2552 Putnam St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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