2576 Emma St, Snelling, CA 95369 Property Records

Merced County property record for 2576 Emma St, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1920
Lot Size	0.277 acres (12,061 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jan 2021)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-224-004-000`

Property Details

APN / Parcel Number

Primary APN	`043-224-004-000`
Alternative APN	`043-224-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,190 sqft
1st Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	12,061 sqft (0.277 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Well

Location & Zoning

Old Parcel Number	043-224-004
Street Address	2576 EMMA ST
City	SNELLING
State	CA
Zip	95369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUDWORTH ADD POR BLK 2 RGE 5 ETC
Legal Subdivision	BLUDWORTH ADD
Legal Block	2
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1076
Census Tract	2500

Owner

Source: Merced County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 125, SNELLING, CA 95369-0125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANC ONE MORTGAGE CORP
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Document Number	20211640
Prior Transfer Date	May 7, 2014
Prior Transfer Doc	0000032813
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2576 EMMA ST, SNELLING, CA 95369
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 EMMA ST, SNELLING, CA 95369

Mortgage

Document Number	0000014697
Date	Jun 28, 2023
Instrument	2023014697

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2576 EMMA ST, SNELLING, CA 95369
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 EMMA ST, SNELLING, CA 95369

Mortgage

Document Number	0000048560
Date	Oct 29, 2021
Instrument	2021048560

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2576 EMMA ST, SNELLING, CA 95369
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 EMMA ST, SNELLING, CA 95369

Mortgage

Document Number	0000014511
Date	Mar 31, 2021
Instrument	2021014511

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 14, 2021
Property Address	2576 EMMA ST, SNELLING, CA 95369
Document Number	0000001640
Instrument Date	Dec 16, 2020
Instrument	2021001640
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2S76 EMMA ST, SNELLING, CA 95369

Mortgage

Document Number	0000001641
Date	Jan 14, 2021
Instrument	2021001641

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$256,144 (+2%) Land $55,203 Building $200,941
2025	$2,540.00 (+4.23%) Homeowner's exemption	$251,122 (+4.04%) Land $54,121 Building $197,001
2023	$2,437.00 (+1.37%) Homeowner's exemption	$241,372 Land $52,020 Building $189,352
2022	$2,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emma St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures