2550 Emma St, Snelling, CA 95369 Property Records

Merced County property record for 2550 Emma St, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,237 sqft · built 1986
Lot Size	0.127 acres (5,513 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2022)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-224-040-000`

Property Details

APN / Parcel Number

Primary APN	`043-224-040-000`
Alternative APN	`043-224-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
Gross Area	1,627 sqft
1st Floor Area	1,237 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,513 sqft (0.127 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-224-040
Street Address	2550 EMMA ST
City	SNELLING
State	CA
Zip	95369-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUDWORTH ADD LOT 3 BLK 2 RGE 5
Legal Subdivision	BLUDWORTH ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1076
Census Tract	2500

Owner

2550 Emma St is owned by an individual who acquired it in August 2024.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 330, SNELLING, CA 95369-0330
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRAVIS CU
Nov 13, 2019	Grant Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	202233024
Last Transfer Date	Aug 28, 2024
Transfer Doc	0000020804
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 20, 2022
Property Address	2550 EMMA ST, SNELLING, CA 95369-9621
Document Number	0000033024
Map Reference	MB 2 PG 1
Instrument Date	Sep 9, 2022
Instrument	2022033024
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 EMMA ST, SNELLING, CA 95369-9621

Mortgage

Document Number	0000033025
Date	Sep 20, 2022
Instrument	2022033025

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2550 EMMA ST, SNELLING, CA 95369-9621
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 EMMA ST, SNELLING, CA 95369-9621

Mortgage

Document Number	0000032494
Date	Jul 23, 2021
Instrument	2021032494

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 13, 2019
Property Address	2550 EMMA ST, SNELLING, CA 95369-9621
Document Number	0000037031
Map Reference	MB 2 PG 1
Instrument Date	Oct 21, 2019
Instrument	2019037031
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2550 EMMA ST, SNELLING, CA 95369-9621

Mortgage

Document Number	0000037032
Date	Nov 13, 2019
Instrument	2019037032

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2550 Emma St was $2,908, up 1.7% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,600 (+2%) Land $71,400 Building $214,200
2025	$2,908.00 (+1.71%)	$280,000 Land $70,000 Building $210,000
2024	$2,859.00 (+2%)
2023	$2,803.00 (+28.28%)	$270,000 Land $65,000 Building $205,000
2022	$2,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2550 Emma St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2550 Emma St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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