Black Hawk County property record for 2575 W 3rd St, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1947 |
| Square Footage | 845 sqft Living Area |
| Lot Size | 13,200 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2017) |
| Tax Bill | $2,682.00 (2025) |
| Primary APN | 8913-27-352-035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 845 sqft Living Area |
| 1st Floor | 626 sqft 1st Floor |
| Attic Area | 219 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 626 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,200 sqft (0.303 acres) |
| Depth X Width | 100 ft x 132 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 800 sqft Garage |
| Deck Area | 154 sqft Deck |
| Patio Area | 314 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2575 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LEWIS MILLERS SMALL FARMS N 100 FT LOT 11 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | LEWIS MILLERS SMALL FARMS |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-27-352-035
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2575 W 3RD ST, WATERLOO, IA 50701-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK |
| Feb 08, 2018 | Deed of Trust, Mortgage DENVER SB |
| Jun 19, 2017 | Warranty Deed, Transfer · Closed End Mortgage DENVER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on Record |
| Deed Sale | Jun 19, 2017 · Amount on Record |
| Prior Sale | Feb 17, 2006 · Amount on Record |
| Deed Doc Number | 201722303 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2575 W 3RD ST, WATERLOO, IA 50701-2401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000022872 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 202000022872 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2575 W 3RD ST, WATERLOO, IA 50701-2401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800013070 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 201800013070 |
| Name | DENVER SB |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 19, 2017 |
| Property Address | 2575 W 3RD ST, WATERLOO, IA 50701-2401 |
| Document Number | 201700022303 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2017-00022303 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2575 W 3RD ST, WATERLOO, IA 50701-2401 |
| Document Number | 201700022304 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017-00022304 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 | $148,510 (+20.11%) Land $19,310 Building $129,200 | $148,510 (+20.11%) Land $19,310 Building $129,200 |
| 2024 | $2,682.00 (+21.14%) | ||
| 2023 | $123,640 (+22.62%) Land $19,310 Building $104,330 | $123,640 (+22.62%) Land $19,310 Building $104,330 | |
| 2022 | $2,214.00 | $100,830 Land $19,310 Building $81,520 | |
| 2021 | $100,830 Land $19,310 Building $81,520 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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