Black Hawk County property record for 2539 W 3rd St, Waterloo, IA 50701
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 12,096 sqft · built 2024 |
| Lot Size | 0.68 acres (29,640 sqft) |
| Owner | Company Name on File |
| Tax Bill | $35,624 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2023 Foreclosure |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-27-352-021 |
| Primary APN | 8913-27-352-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 12,096 sqft Gross Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 6,048 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 29,640 sqft (0.68 acres) |
| Lot Dimensions | 156 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2539 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2401 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | LEWIS MILLERS SMALL FARMS ALL LOT 13 EXC W 25 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | LEWIS MILLERS SMALL FARMS |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1400 |
2539 W 3rd St, a residential property, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5024 SAMANTHA CIR, CEDAR FALLS, IA 50613-8080 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jul 31, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2539 W 3RD ST, WATERLOO, IA 50701-2401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5024 SAMANTHA CIR, CEDAR FALLS, IA 50613-8080 |
| Document Number | 0202413496 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024-13496 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | 602 MAIN ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 31, 2023 |
| Property Address | 2539 W 3RD ST, WATERLOO, IA 50701-2401 |
| Document Number | 202400001439 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202400001439 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5024 SAMANTHA CIR, CEDAR FALLS, IA 50613-8080 |
The 2025 property tax bill for 2539 W 3rd St was $35,624, up 11,032.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,624.00 (+11,032.5%) | $1,745,560 Land $61,200 Building $1,684,360 | $1,745,560 Land $61,200 Building $1,684,360 |
| 2024 | $320.00 | ||
| 2023 | $54,760 Land $21,090 Building $33,670 | $54,760 Land $21,090 Building $33,670 | |
| 2022 | $1,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2539 W 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2539 W 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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