2553 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2553 W 3rd St, Waterloo, IA 50701

Property Summary

Property TypeCommercial
Detailsbuilt 2000
OwnerCompany Name on File
Last Sale$620,000 (Jul 2017)
Tax Bill$2,014 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-27-352-013

Property Details

APN / Parcel Number

Primary APN8913-27-352-013

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Fire ResistanceFireproof Steel Frame

Location & Zoning

Street Address2553 W 3RD ST
CityWATERLOO
StateIA
Zip50701
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBUILDING ON LEASED LAND LEWIS MILLERS SMALL FARMS LOC ON RAMSEY PARK CONDOS DESC AS FOL PARCEL A SW 1/4 SEC 27 T 89 R 13 ALL
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionLEWIS MILLERS SMALL FARMS
Legal Lot Number12,13
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1006
Census Tract1400

Owner

2553 W 3rd St, a commercial property, is owned by a company that bought it in July 2017.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 19079, GREEN BAY, WI 54307-9079
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2017 · Amount on File
Deed SaleJul 27, 2017 · Amount on File
Deed Document Number20172018-00001598
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 27, 2017
Property Address2553 W 3RD ST, WATERLOO, IA 50701
Document Number201800001598
Instrument DateJul 25, 2017
Instrument2018-00001598
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$991.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5024 SAMANTHA CIR, CEDAR FALLS, IA 50613-8080
InvestorPossibly a Property Investor

Mortgage

Document Number201800001599
DateJul 27, 2017
Instrument2018-00001599
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2553 W 3rd St was $2,014, down 6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,014.00 (-5.98%)$98,710 Building $98,710$98,710 Building $98,710
2024$2,142.00
2023$98,710 (+19.58%) Building $98,710$98,710 Building $98,710
2022$1,814.00$82,550 Building $82,550
2021$82,550 Building $82,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2553 W 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2553 W 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on W 3rd St

Nearby Streets

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