2574 Bluff Cir, Belton, TX 76513 Property Records

Bell County property record for 2574 Bluff Cir, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,385 sqft · built 2016
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$297,500 (Aug 2017)
Tax Bill$9,037 (2025)
Deeds & MortgagesAug 2017 Mortgage
May 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN0281152777

Property Details

APN / Parcel Number

Primary APN0281152777
Alternative APNs
  • 458429
  • 831579

Interior

Stories1 Story
Building Area2,385 sqft Living Area
1st Floor Area2,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions126 ft deep x 112 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area501 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Street Address2574 BLUFF CIR
CityBELTON
StateTX
Zip76513-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE BLUFF AT DUNNS HOLLOW, BLOCK 002, LOT 0010, PHASE I, 0.330AC
Legal SubdivisionTHE BLUFF AT DUNNS HOLLOW
Legal Block2
Legal Lot Number10
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group3
Census Block3016
Census Tract21701

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2574 BLUFF CIR, BELTON, TX 76513-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2017Loan Modification, Mortgage
CENTRAL NAT'L BK
Feb 10, 2017Loan Modification, Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2017 · Amount on Record
Deed SaleAug 16, 2017 · Amount on Record
Prior SaleMay 13, 2016 · Amount on Record
Deed Document Number201734336
Record UpdatedSep 20, 2026

August 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 16, 2017
Property Address2574 BLUFF CIR, BELTON, TX 76513-2151
Document Number0000034336
Map ReferencePL2014 29
Instrument DateAug 13, 2017
Instrument2017-00034336
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyCENTRALAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 BLUFF CIR, BELTON, TX 76513-2151

Mortgage

Document Number0000034337
DateAug 16, 2017
Instrument2017-00034337
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address2574 BLUFF CIR, BELTON, TX 76513-2151
Document Number0000023442
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
InvestorPossibly a Property Investor

Mortgage

Document Number0000023442
DateJun 8, 2017
Instrument23442
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressTEMPLE, TX 76502
Agreement
Term12 Months
DueJun 7, 2018

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address2574 BLUFF CIR, BELTON, TX 76513-2151
Document Number0000006951
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
InvestorPossibly a Property Investor

Mortgage

Document Number0000006951
DateFeb 22, 2017
Instrument6951
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressTEMPLE, TX 76502
Agreement
Term12 Months
DueFeb 21, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,037.00 (-8.97%)$507,615 (+2.22%)$512,543 (+3.22%) Land $72,000 Building $440,543
2023$9,927.00 (-1.96%)$496,569 Land $66,000 Building $430,569$496,569 Land $66,000 Building $430,569
2022$10,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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