2553 Bluff Cir, Belton, TX 76513 Property Records

Bell County property record for 2553 Bluff Cir, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,457 sqft · built 2018
Lot Size1.24 acres (54,189 sqft)
OwnerIndividual Name on Record
Tax Bill$9,160 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN0281152696

Property Details

APN / Parcel Number

Primary APN0281152696
Alternative APNs
  • 458402
  • 855192

Interior

Building Area2,457 sqft
1st Floor Area2,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Lot Area54,189 sqft (1.24 acres)
Lot Dimensions316 ft deep x 104 ft wide
Garage TypeDetached
Garage Area495 sqft
PorchPorch
Porch Area486 sqft

Location & Zoning

Account Number855192
Street Address2553 BLUFF CIR
CityBELTON
StateTX
Zip76513-2165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE BLUFF AT DUNNS HOLLOW REPLAT NO 1 (L31-33 B1), BLOCK 001, LOT 33-A, ACRES 1.244
Legal SubdivisionTHE BLUFF AT DUNNS HOLLOW REPLAT NO 1 (L
Legal Block1
Legal Lot Number33
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group3
Census Block3015
Census Tract21701

Owner

Source: Bell County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2553 BLUFF CIR, BELTON, TX 76513-2165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 26, 2020Deed of Trust, Mortgage
TEXAS CU
Jan 31, 2019Vendor's Lien, Subdivision Related Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 2, 2018Vendor's Lien, Transfer · Line of Credit
ALLIANCE BANK CENTRAL TEXAS
Sep 28, 2017Deed of Trust, Mortgage
ALLIANCE BK CTRL TX
Mar 24, 2017Loan Modification, Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2019
Deed SaleJan 31, 2019
Prior SaleMar 2, 2018
Deed Document Number201900003924
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2553 BLUFF CR, HOUSTON, TX 77027

Mortgage

Document Number0000000141
DateJan 3, 2023
Instrument2023000141
Lender
NameCADENCE BANK NA
TypeBank
AddressBELTON, TX 76513
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005598
DateJan 27, 2021
Instrument2021005598
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037019
DateAug 19, 2019
Instrument2019-00037019
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Document Number0000016618
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2553 BLUFF CIR BELTON TX 765132165, BELTON, TX 76513-2165

Mortgage

Document Number0000016618
DateApr 6, 2020
Instrument16618
Lender
NameTEXAS CU
TypeCredit Union
AddressTEMPLE, TX 76503
Agreement
AmountAmount Recorded

January 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 31, 2019
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Document Number0000003924
Map ReferenceDOC2014-29
Instrument DateJan 31, 2019
Instrument2019-00003924
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2553 BLUFF CIR, BELTON, TX 76513-2165

Mortgage

Document Number0000003925
DateJan 31, 2019
Instrument2019-00003925
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

March 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 2, 2018
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Document Number0000008406
Map ReferenceYEAR2014 PL29
Instrument DateFeb 28, 2018
Instrument2018-00008406
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyCENTRALAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1344, TEMPLE, TX 76503-1344
InvestorPossibly a Property Investor

Mortgage

Document Number0000008407
DateMar 2, 2018
Instrument2018-00008407
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 28, 2019

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Document Number0000041361
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyCENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address7462 W ADAMS AVE TEMPLE TX 765025558, TEMPLE, TX 76502-5558

Mortgage

Document Number0000041361
DateOct 2, 2017
Instrument41361
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term36 Months
DueOct 1, 2020

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address2553 BLUFF CIR, BELTON, TX 76513-2165
Document Number0000025104
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
AddressPO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344

Mortgage

Document Number0000025104
DateJun 19, 2017
Instrument25104
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term12 Months
DueJun 18, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$651,258 (+12.77%) Land $144,000 Building $528,878$672,878 (+16.52%) Land $144,000 Building $528,878
2024$9,160.00 (+12.67%)
2023$8,130.00 (-9.89%) Homeowner's exemption$577,494 Land $66,000 Building $511,494$577,494 Land $66,000 Building $511,494
2022$9,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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