Bell County property record for 2521 Bluff Cir, Belton, TX 76513
| Property Type | Single Family Home |
|---|---|
| Details | 2,918 sqft · built 2023 |
| Lot Size | 1.37 acres (59,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $897,829 (Sep 2023) |
| Tax Bill | $11,252 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0281152690 |
| Primary APN | 0281152690 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,918 sqft Living Area |
| 1st Floor Area | 2,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,852 sqft (1.37 acres) |
| Lot Dimensions | 1,112 ft deep x 422 ft wide |
| Garage Area | 765 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool House | 119 sqft |
| Porch | Open Porch |
| Canopy | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2521 BLUFF CIR |
|---|---|
| City | BELTON |
| State | TX |
| Zip | 76513-2165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE BLUFF AT DUNNS HOLLOW, BLOCK 001, LOT 0031, PHASE I, 0.567AC |
| Legal Subdivision | THE BLUFF AT DUNNS HOLLOW |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | BELL TX |
| Township / Civil Division | BELTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21701 |
2521 Bluff Cir is owned by two individuals who bought it in September 2023.
Source: Bell County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1827 BROKEN SHOE TRL, TEMPLE, TX 76502-4512 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Vendor's Lien, Transfer · Line of Credit CADENCE BANK NA |
| Feb 14, 2022 | Special Warranty Deed, Transfer CENTRALAND TITLE COMPANY |
| Sep 28, 2017 | Deed of Trust, Mortgage ALLIANCE BK CTRL TX |
| Mar 24, 2017 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Deed Document Number | 202339730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 5, 2023 |
| Property Address | 2521 BLUFF CIR, BELTON, TX 76513-2165 |
| Document Number | 0000039730 |
| Map Reference | DOC 2014-29 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023039730 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1818 BAYOU WOOD LN, TEMPLE, TX 76502-6163 |
| Name | Verified Name |
|---|---|
| Address | 1827 BROKEN SHOE TRL, TEMPLE, TX 76502-4512 |
| Document Number | 0000039764 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023039764 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 18 Months |
| Due | Mar 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 14, 2022 |
| Property Address | 2521 BLUFF CIR, BELTON, TX 76513-2165 |
| Document Number | 0000009331 |
| Map Reference | DOC 2014 PL 29 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022009331 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1344, TEMPLE, TX 76503-1344 |
| Name | Verified Name |
|---|---|
| Address | 188 COLLEGE PARK DR APT 123, 123, WEATHERFORD, TX 76086-6395 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2521 BLUFF CIR, BELTON, TX 76513-2165 |
| Document Number | 0000041361 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 7462 W ADAMS AVE TEMPLE TX 765025558, TEMPLE, TX 76502-5558 |
| Document Number | 0000041361 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 41361 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Oct 1, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2521 BLUFF CIR, BELTON, TX 76513-2165 |
| Document Number | 0000025104 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344 |
| Document Number | 0000025104 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 25104 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 18, 2018 |
The 2025 property tax bill for 2521 Bluff Cir was $11,252.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Belton City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,252.00 | $216,033 Land $72,000 Building $144,033 | $216,033 Land $72,000 Building $144,033 |
| 2023 | $1,319.00 (-5.99%) | $66,000 Land $66,000 | $66,000 Land $66,000 |
| 2022 | $1,403.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2521 Bluff Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2521 Bluff Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELTON serves 23,054 people · EPA ID TX0140002 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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