San Diego County property record for 25728 Willow Ln, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,605 sqft · built 1928 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Nov 1997) |
| Tax Bill | $1,592 (2025) |
| Deeds & Mortgages | Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-112-23-00 |
| Primary APN | 187-112-23-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,605 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 46,174 sqft |
| Old Parcel Number | 1871122100 |
|---|---|
| Street Address | 25728 WILLOW LN |
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BLK 9 LOT 11 DOC97-555326 IN SEC 32-11-2W&IN LOTS 7&8&9& TR 001997 |
| Legal Range | 02W |
| Legal Township | 11 |
| Legal Section | 32 |
| Legal Subdivision | JESMOND DENE |
| Legal Tract | 001997 |
| Legal Block | 9 |
| Legal Lot Number | 7-9,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20111 |
25728 Willow Ln is owned and occupied by an individual who acquired it in April 2007.
Source: San Diego County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25728 WILLOW LN, ESCONDIDO, CA 92026-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LUMINATE HOME LOANS INC |
| Jul 27, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 1997 · Amount on File |
| Deed Sale | Nov 4, 1997 · Amount on File |
| Deed Document Number | 1997555326 |
| Last Transfer Date | Apr 16, 2007 |
| Transfer Doc | 0000354135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 25728 WILLOW LN, ESCONDIDO, CA 92026-8638 |
| Document Number | 0000213871 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026213871 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25728 WILLOW LN, ESCONDIDO, CA 92026-8638 |
| Document Number | 0000213871, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026213871 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 25728 WILLOW LN, ESCONDIDO, CA 92026-8638 |
| Document Number | 0000213872 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026213872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25728 WILLOW LN, ESCONDIDO, CA 92026-8638 |
| Document Number | 0000213872, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026213872 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 25728 Willow Ln was $1,592 with a homeowner's exemption, up 2.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $79,930 (+2%) Land $55,954 Building $23,976 | |
| 2025 | $1,592.00 (+2.58%) Homeowner's exemption | $78,363 Land $54,857 Building $23,506 |
| 2024 | $1,552.00 (+3.74%) | |
| 2023 | $1,496.00 (+2.4%) Homeowner's exemption | $75,323 Land $52,728 Building $22,595 |
| 2022 | $1,461.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 25728 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25728 Willow Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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