2460 Flat Rock Rd, Waco, TX 76708 Property Records

McLennan County property record for 2460 Flat Rock Rd, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,916 sqft · built 1970
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$11,488 (2022)
Deeds & MortgagesMar 2024 Transfer
Sep 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN140531000083006

Property Details

APN / Parcel Number

Primary APN140531000083006
Alternative APNs
  • 1405310000830060111
  • 103554

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,916 sqft Living Area
1st Floor Area2,916 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area293 sqft
Patio Area408 sqft
Shed1 Shed
Shed Area420 sqft
Canopy830 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number103554
Old Parcel Number1405310000830060111
Street Address2460 FLAT ROCK RD
CityWACO
StateTX
Zip76708-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLANE JAMES TRACT 84 ACRES 3.0
Legal SubdivisionLANE JAMES
Legal Tract84
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1005
Census Tract4104

Owner

Source: McLennan County records · APN 140531000083006

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2460 FLAT ROCK RD, WACO, TX 76708-7339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Transfer on Death Deed, Transfer
Sep 19, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
SWBC MORTGAGE CORP
Apr 30, 2019Warranty Deed, Transfer · VA Mortgage
WALLICK & VOLK
Jun 21, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/MCGREGOR
Mar 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2023
Deed SaleDec 28, 2023
Deed Document Number2024006248
Prior Transfer DateApr 30, 2019
Prior Transfer Doc2019014167
Record UpdatedJun 08, 2026

March 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCLENNAN TX
Recording DateMar 01, 2024
Property Address2460 FLAT ROCK RD, WACO, TX 76708-7339
Document Number0000006248
Instrument DateMar 01, 2024
Instrument2024006248
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 FLAT ROCK RD, WACO, TX 76708-7339

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2460 FLAT ROCK RD, WACO, TX 76708-7205
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030614
DateSep 19, 2017
Instrument2017030614
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 30, 2019
Property Address2460 FLAT ROCK RD, WACO, TX 76708-7205
Document Number0000014167
Instrument DateApr 30, 2019
Instrument14167
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 FLAT ROCK RD WACO TX 767087205, WACO, TX 76708-7205

Mortgage

Document Number14168
DateApr 30, 2019
Instrument14168
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2049

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateJun 21, 2017
Property Address2460 FLAT ROCK RD, WACO, TX 76708-7205
Instrument DateJun 08, 2017
Instrument19937
Transaction TypeConstruction Loan
Record UpdatedJul 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2460 FLAT ROCK RD WACO TX 767087205, WACO, TX 76708-7205

Mortgage

Document Number0000019937
DateJun 21, 2017
Instrument19937
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 20, 2018

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 10, 2017
Property Address2460 FLAT ROCK RD, WACO, TX 76708-7205
Document Number0000007669
Instrument DateMar 10, 2017
Instrument7669
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 FLAT ROCK RD WACO TX 767087205, WACO, TX 76708-7205

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$594,820 (+23.49%) Land $51,610 Building $543,210$594,820 (+23.49%) Land $51,610 Building $543,210
2023$481,660 Land $51,610 Building $430,050$481,660 Land $51,610 Building $430,050
2022$11,488.00 (+183.79%)
2018$4,048.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 24 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WACO
serves 146,241 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Flat Rock Rd

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