25493 State Hwy 3, Dow, IL 62022 Property Records

Jersey County property record for 25493 State Hwy 3, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	733 sqft · built 1947
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2026)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-073-006-00`

Property Details

APN / Parcel Number

Primary APN	`01-073-006-00`
Alternative APN	`073-006-00`

Interior

Stories	1 Story
Building Area	733 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	073-006-00
Street Address	25493 STATE HIGHWAY 3
City	DOW
State	IL
Zip	62022-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW COR NW1/4 NE1/4. 8-99 37K, 9-96 15K 1947 1STY/PT BSMT 733SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

25493 State Hwy 3 is owned and occupied by an individual who bought it in April 2026.

Source: Jersey County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15978 ILLINOIS 16, FIELDON, IL 62031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer RUN TITLE
Jan 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	2026179688
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	1685/32
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 16, 2026
Property Address	25493 STATE HIGHWAY 3, DOW, IL 62022-3455
Document Number	0000179688
Instrument Date	Apr 9, 2026
Instrument	2026.179688
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	RUN TITLE

Transaction

Amount	Amount on Record
Tax	$9,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jan 20, 2021
Property Address	25493 STATE HIGHWAY 3, DOW, IL 62022-3455
Document Number	202100162758
Instrument Date	Jan 15, 2021
Instrument	202100162758
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SPAULDING ST, ALTON, IL 62002-2955

Mortgage

Document Number	202100162759
Date	Jan 20, 2021
Instrument	202100162759

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25493 State Hwy 3 was $1,121 with a homeowner's exemption, up 12.7% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+12.66%) Homeowner's exemption	$25,435 (+12.72%) Land $3,455 Building $21,980	$76,305 (+12.72%) Land $10,365 Building $65,940
2024	$995.00	$22,565 Land $5,680 Building $16,885	$67,695 Land $17,040 Building $50,655
2022	$860.00 Homeowner's exemption	$19,170 Land $4,825 Building $14,345	$57,510 Land $14,475 Building $43,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25493 State Hwy 3 in Zone X, an area of minimal flood risk, though there have been 229 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25493 State Hwy 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 3

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