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25705 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 25705 Bee Tree Rd, Henderson, MD 21640 · Last verified August 2026

Property Summary

Property TypeRural Home
Details2 ba · 2,284 sqft · built 1900
Lot Size16.1 acres (701,316 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jun 2019)
Tax Bill$3,739 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-010875

Property Details

APN / Parcel Number

Primary APN01-010875
Alternative APNs
  • 1010875
  • 010875

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,284 sqft Total Area
Basement Area864 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area701,316 sqft (16.1 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area312 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number010875
Street Address25705 BEE TREE RD
CityHENDERSON
StateMD
Zip21640-1448
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description16.10 ACRES S/S BEE TREE RD W OF HENDERSON
JurisdictionCAROLINE MD
Township / Civil Division1, HENDERSON
Census Block Group2
Census Block2012
Census Tract955000

Owner

Source: Caroline County records · APN 01-010875

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25705 BEE TREE RD, HENDERSON, MD 21640-1448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jun 26, 2019Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleMay 18, 2007
Deed Book / Page1363 / 264
Transfer Doc0005860538
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Recording DateAug 06, 2026
Property Address25705 BEE TREE RD, HENDERSON, MD 21640-1448
Document Number1800000407
Book / Page1800 / 407
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address25705 BEE TREE RD, HENDERSON, MD 21640-1448

Mortgage

Document Number1800000407,
DateAug 06, 2026
Book Page1800/407
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 05, 2066
Interest
Rate6.49%
Max Rate-1%

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateJun 26, 2019
Property Address25705 BEE TREE RD, HENDERSON, MD 21640-1448
Document Number0013630264
Book / Page1363 / 264
Map ReferenceLB 762 FO 2
Instrument DateJun 21, 2019
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTHE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address25705 BEE TREE RD, HENDERSON, MD 21640-1448

Mortgage

Document Number0001363269
DateJun 26, 2019
Instrument1363/269
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$353,933 (+8.78%)$382,500 (-) Land $83,600 Building $298,900
2025$3,739.00 (+35.82%)$325,367 (+29.05%)$382,500 (+28.87%) Land $83,600 Building $298,900
2023$2,753.00$252,133$296,800 Land $63,600 Building $233,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119550002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Choptank Electric CooperativeFiber2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

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