25581 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 25581 Bee Tree Rd, Henderson, MD 21640

Property Summary

Property Type	Rural Home
Details	2 ba · 2,040 sqft · built 1994
Lot Size	14 acres (610,711 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2002)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-010654`

Property Details

APN / Parcel Number

Primary APN	`01-010654`
Alternative APNs	`1010654` `010654`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	610,711 sqft (14 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	1,920 sqft
Stable	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010654
Street Address	25581 BEE TREE RD
City	HENDERSON
State	MD
Zip	21640-1444
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	14.02 AC LOT 1 S/S BEE TREE RD W OF HENDERSON
Legal Lot Number	1
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	2
Census Block	2012
Census Tract	955000

Owner

Source: Caroline County records · APN 01-010654

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	25581 BEE TREE RD, HENDERSON, MD 21640-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2002 · Amount on Record
Deed Sale	Oct 02, 2002 · Amount on Record
Deed Document Number	2002969
Deed Book / Page	457 / 735
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	25581 BEE TREE RD, HENDERSON, MD 21640-1444
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015350111
Date	Nov 04, 2021
Book Page	1535/111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	25581 BEE TREE RD, HENDERSON, MD 21640-1444
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014990280
Date	Jun 07, 2021
Book Page	1499/280

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	25581 BEE TREE RD, HENDERSON, MD 21640-1444
Document Number	0013720285
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25581 BEE TREE RD HENDERSON MD 216401444, HENDERSON, MD 21640-1444

Mortgage

Document Number	0013720285
Date	Aug 27, 2019
Book Page	001372/000285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,367 (+24.25%)	$366,500 (+29.92%) Land $81,800 Building $284,700
2025	$3,464.00 (+16.52%)
2023	$2,973.00 Homeowner's exemption	$272,333	$282,100 Land $61,800 Building $220,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Choptank Electric Cooperative Fiber	2,500 / 2,500

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bee Tree Rd

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