220 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 220 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,592 sqft · built 2002
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Jul 2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00A-0220`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00A-0220`
Alternative APNs	`27-318-16050-00A-0220` `1057277`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	2,592 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	752 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	570 sqft
Deck Area	Deck Area
Patio Area	198 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 22 BLK A SEACREST PB 3-54 OR 998-224 OR 1785-416 OR 2328-1803 OR 2394-1252 OR 2863-2721 OR 3001-4675 OR 3170-3342 & -3346
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	A
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SEACREST DR, INLET BEACH, FL 32461-7047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Nov 24, 2020	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Nov 24, 2020	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202629502
Deed Book / Page	3406 / 579
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	0030014675
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 17, 2026
Property Address	220 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0000029502
Book / Page	3406 / 579
Instrument Date	Jul 16, 2026
Instrument	202629502
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,555,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 SEACREST DR, INLET BEACH, FL 32461-7047

Mortgage

Document Number	0000029503,
Date	Jul 17, 2026
Instrument	202629503

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 24, 2020
Property Address	220 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0031703346
Book / Page	003170 / 003346
Instrument Date	Nov 16, 2020
Instrument	48387
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 SEACREST DR PANAMA CITY FL 324617047, PANAMA CITY, FL 32461-7047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 24, 2020
Property Address	220 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0031703342
Book / Page	003170 / 003342
Instrument Date	Nov 5, 2020
Instrument	48384
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1104 GLENMORA GROVE WAY KNOXVILLE TN 379231555, KNOXVILLE, TN 37923-1555

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$724,638 (-45.31%)	$1,433,183 (+8.17%) Land $705,000 Building $728,183
2023	Homeowner's exemption	$1,324,974 Land $625,000 Building $699,974	$1,324,974 Land $625,000 Building $699,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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