257 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 257 Hill Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1900
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Feb 2017)
Tax Bill$4,879 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-207-005

Property Details

APN / Parcel Number

Primary APN06-13-207-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
Gross Area1,932 sqft
Basement Area644 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,623 sqft (0.175 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address257 HILL AVE
CityELGIN
StateIL
Zip60120-4454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ H BECKERS ADDN LOT 2 BLOCK 3
Legal SubdivisionJ H BECKERS ADDN
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract851301

Owner

257 Hill Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address257 HILL AVE, ELGIN, IL 60120-4454
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2017 · Amount on File
Deed SaleFeb 15, 2017 · Amount on File
Deed Document Number20178820
Prior Transfer DateMar 4, 2016
Prior Transfer Doc0000016876
Record UpdatedOct 29, 2026

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateFeb 15, 2017
Property Address257 HILL AVE, ELGIN, IL 60120-4454
Document Number0000008820
Instrument DateJan 17, 2017
Instrument2017K008820
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 BHILL AVE, ELGIN, IL 60120

Mortgage

Document Number0000008821
DateFeb 15, 2017
Instrument2017K008821
Lender
NameALTERRA GROUP LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047
Interest
Rate TypeFixed Rate
Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 257 Hill Ave was $4,879 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,879.00 Homeowner's exemption$71,958 (+8.57%) Land $16,331 Building $55,627$215,960 (+8.57%) Land $49,013 Building $166,948
2024$66,278 Land $15,042 Building $51,236$198,914 Land $45,144 Building $153,770
2022$4,214.00 (+4.88%) Homeowner's exemption$54,598 (+6.96%) Land $12,391 Building $42,207$163,794 (+6.96%) Land $37,173 Building $126,621
2021$4,018.00 Homeowner's exemption$51,046 Land $11,585 Building $39,461$153,138 Land $34,755 Building $118,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 257 Hill Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 257 Hill Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Hill Ave

Nearby Streets

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