226 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 226 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,802 sqft · built 1920
Lot Size	0.107 acres (4,660 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Aug 2018)
Tax Bill	$6,467 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-021`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,802 sqft Living Area
Gross Area	2,703 sqft
Basement Area	901 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,660 sqft (0.107 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 HILL AVE
City	ELGIN
State	IL
Zip	60120-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BECKERS ADDN EAST 70.6 FT LOT 5 BLOCK 1
Legal Subdivision	J H BECKERS ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Owner

226 Hill Ave is owned and occupied by an individual who bought it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	226 HILL AVE, ELGIN, IL 60120-4445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 12, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Feb 4, 2010 · Amount on File
Deed Document Number	201838470
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	226 HILL AVE, ELGIN, IL 60120-4445
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058132
Date	Jul 29, 2021
Instrument	2021K058132

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	226 HILL AVE, ELGIN, IL 60120-4445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053027
Date	Sep 15, 2020
Instrument	2020K053027

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2018
Property Address	226 HILL AVE, ELGIN, IL 60120-4445
Document Number	0000038470
Instrument Date	Jul 25, 2018
Instrument	38470
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HILL AVE ELGIN IL 601204445, ELGIN, IL 60120-4445

Mortgage

Document Number	38471
Date	Aug 8, 2018
Instrument	38471

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Interest

Rate	6.12%

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 12, 2018
Property Address	226 HILL AVE, ELGIN, IL 60120-4445
Document Number	0000016669
Instrument Date	Jan 22, 2018
Instrument	16669
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 NMCLEAN BLVD ELGIN IL 60123, ELGIN, IL 60123

Tax Assessment & Valuation

The 2025 property tax bill for 226 Hill Ave was $6,467 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,467.00 Homeowner's exemption	$92,772 (+8.57%) Land $12,377 Building $80,395	$278,427 (+8.57%) Land $37,146 Building $241,282
2024		$85,449 Land $11,400 Building $74,049	$256,450 Land $34,214 Building $222,236
2022	$5,583.00 (+4.63%) Homeowner's exemption	$70,390 (+6.96%) Land $9,391 Building $60,999	$211,170 (+6.96%) Land $28,173 Building $182,997
2021	$5,336.00 Homeowner's exemption	$65,810 Land $8,780 Building $57,030	$197,430 Land $26,340 Building $171,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Hill Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 Hill Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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