257 Circle Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 257 Circle Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2003
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Nov 2019)
Tax Bill	$2,033 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102 157A`

Property Details

APN / Parcel Number

Primary APN	`102 157A`
Alternative APNs	`678186` `402733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	2,216 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	113 ft deep x 89 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	402733
Street Address	257 CIRCLE DR
City	CLARKESVILLE
State	GA
Zip	30523-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12-3 LT 1 PB 52-91 DB 1206-1178
Legal Lot Number	1
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2017
Census Tract	300

Owner

257 Circle Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS
Nov 15, 2019	Warranty Deed, Transfer
Jun 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	20192267
Deed Book / Page	1206 / 1178
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1168/742
Date	Jun 26, 2018
Book Page	1168/742

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2021

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 15, 2019
Property Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Document Number	01206/1178
Book / Page	1206 / 1178
Instrument Date	Nov 15, 2019
Instrument	2019-002266
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535

Mortgage

Document Number	0000001206/0000001180
Date	Nov 22, 2019
Book Page	0000001206/0000001180

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 15, 2019
Property Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Document Number	01206/1178
Book / Page	1206 / 1178
Instrument Date	Nov 15, 2019
Instrument	2019-002267
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 7, 2018
Property Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Document Number	001168/741
Book / Page	1168 / 741
Instrument Date	Jun 7, 2018
Instrument	2018-001015
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CIRCLE DR, CLARKESVILLE, GA 30523-5535
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 257 Circle Dr was $2,033 with exemptions applied.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Clarkesville City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,033.00 Homeowner's exemption Senior Citizen's exemption	$122,979 Land $15,626 Building $107,353	$307,447 Land $39,065 Building $268,382
2023	Homeowner's exemption Senior Citizen's exemption	$84,572 (+14.03%) Land $12,720 Building $71,852	$211,430 (+14.03%) Land $31,800 Building $179,630
2022	Homeowner's exemption Senior Citizen's exemption	$74,164 Land $12,720 Building $61,444	$185,410 Land $31,800 Building $153,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 257 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2004–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Circle Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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