181 Circle Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 181 Circle Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 2003
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Apr 2024)
Tax Bill	$4,211 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102 157D`

Property Details

APN / Parcel Number

Primary APN	`102 157D`
Alternative APNs	`677680` `402736`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,824 sqft Heated Area
Gross Area	2,400 sqft
1st Floor Area	1,824 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	182 ft deep x 51 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	420 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	402736
Street Address	181 CIRCLE DR
City	CLARKESVILLE
State	GA
Zip	30523-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12-3 LT 6 PB 52-91 DB 1362-448
Legal Subdivision	CITY CLARKESVILLE
Legal Lot Number	6
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2017
Census Tract	300

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 CIRCLE DR, CLARKESVILLE, GA 30523-5509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Book / Page	1362 / 448
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 9, 2024
Property Address	181 CIRCLE DR, CLARKESVILLE, GA 30523-5509
Document Number	001362/448
Book / Page	1362 / 448
Instrument Date	Apr 8, 2024
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CIRCLE DR, CLARKESVILLE, GA 30523-5509
Investor	Possibly a Property Investor

Mortgage

Document Number	0001362450
Date	Apr 9, 2024
Instrument	1362/450

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 9, 2019
Property Address	181 CIRCLE DR, CLARKESVILLE, GA 30523-5509
Document Number	001201/604
Book / Page	1201 / 604
Instrument Date	Sep 9, 2019
Instrument	2019-001717
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CIRCLE DR, CLARKESVILLE, GA 30523-5509

Mortgage

Document Number	0000001201/0000000608
Date	Sep 16, 2019
Book Page	0000001201/0000000608

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Clarkesville City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,211.00 (+59.75%)	$116,846 (+15.04%) Land $11,203 Building $105,643	$292,116 (+15.04%) Land $28,008 Building $264,108
2023	$2,636.00 (+15.06%)	$101,572 (+15.06%) Land $10,100 Building $91,472	$253,930 (+15.06%) Land $25,250 Building $228,680
2022	$2,291.00	$88,276 Land $10,100 Building $78,176	$220,690 Land $25,250 Building $195,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2004–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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